Hanover Insurance Group (THG) Tops Q4 EPS by $1.08, Beats on Revenue
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The Hanover Reports Record Fourth Quarter Net Income and Operating Income of $5.47 and $5.79 per Diluted Share, Respectively; Record Full-Year Net Income and Operating Income of $18.16 and $19.09 per
February 3, 2026 4:10 PM ESTFourth Quarter Highlights
Net and operating return on equity(1) of 22.7% and 23.1%, respectivelyCombined ratio of 89.0%; combined ratio, excluding catastrophes(2), of 87.3%Catastrophe losses of $27.0 million, or 1.7 points of the combined ratioNet premiums written increase of 3.0%*, or 4.1% excluding reinstatement premiums(3)Renewal price increases(4) of 9.4% in Core Commercial, 9.2% in Personal Lines, and 6.4% in SpecialtyRate increases(4) of 7.7% in Core Commercial, 6.3% in Personal Lines, and 4.2% in SpecialtyNet investment income of $125.8 million, up 24.9% from the prior-year quarterBook value per share... More