Lake Shore Bancorp (LSBK) Income Statement

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Loans, including fees	3.68M
Investment securities, taxable	237K
Investment securities, tax-exempt	449K
Other	30K
Total Interest Income	4.4M
Deposits	449K
Short-term borrowings
Long-term debt	93K
Other	23K
Total Interest Expense	565K
Net Interest Income	3.83M
PROVISION FOR LOAN LOSSES	125K
Net Interest Income after Provision for Loan Losses	3.71M
Service charges and fees	461K
Earnings on bank owned life insurance	70K
Gain on sale of securities available for sale	0
Recovery on previously impaired investment securities	39K
Other	32K
Total Non-Interest Income	658K
Salaries and employee benefits	1.8M
Occupancy and equipment	549K
Professional services	257K
Data processing	289K
Advertising	81K
FDIC Insurance	68K
Postage and Supplies	69K
Other	304K
Total Non-Interest Expenses	3.42M
Income before Income Taxes
INCOME TAXES EXPENSE	188K
Net Income	757K
Basic and diluted earnings per common share	0.13
Dividends declared per share	0.07

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