| Net income | 71.78M |
| Net loss (gain) on sale of loans originated for sale | -40K |
| Net gain on sale of investment securities available-for-sale | 0 |
| Net gain recognized on the transfer of securities from available-for-sale into trading | |
| Net (gain) loss on trading securities | -108K |
| Net depreciation and amortization | 1.61M |
| ESOP compensation expense | 842K |
| Stock plan compensation (excluding ESOP) | |
| Provision for loan losses | 1.59M |
| Provision for losses on OREO | |
| Provision to increase the liability for loans sold with recourse | 1.44M |
| Recovery of write down of mortgage servicing asset | |
| OTTI charge for investment securities recognized in earnings | |
| Increase in cash surrender value of Bank Owned Life Insurance | |
| Deferred income tax credit | -1.99M |
| Excess tax benefit of stock plans | -142K |
| Origination of loans held for sale | |
| Proceeds from sale of loans held for sale | |
| Decrease (increase) in other assets | 3M |
| Decrease in other liabilities | -1.22M |
| Net cash provided by operating activities | |
| Net increase in federal funds sold and other short term investments | |
| Proceeds from principal repayments of investment securities held-to-maturity | 0 |
| Proceeds from maturities of investment securities available-for-sale | |
| Proceeds from calls and principal repayments of investment securities available-for-sale | |
| Proceeds from sales of investment securities available-for-sale | 0 |
| Purchases of investment securities available-for-sale | -2K |
| Principal collected on mortgage backed securities available-for-sale | |
| Purchases of trading securities | -229K |
| Net decrease (increase) in loans | |
| Proceeds from the sale of OREO | 170K |
| Purchases of fixed assets, net | |
| Redemption of FHLBNY capital stock | 11.97M |
| Net cash used in investing activities | |
| Net increase in due to depositors | 974.95M |
| Net increase in escrow and other deposits | 40.18M |
| Increase in securities sold under agreements to repurchase | |
| Increase(Decrease) in FHLBNY advances | 2.61B |
| Repayment of subordinated note | |
| Cash dividends paid | -15.43M |
| Exercise of stock options | 2.9M |
| BMP award distribution | 250K |
| Excess tax benefit (expense) of stock plans | 142K |
| Net cash provided by financing activities | |
| INCREASE IN CASH AND DUE FROM BANKS | 16.72M |
| CASH AND DUE FROM BANKS, BEGINNING OF PERIOD | 64.15M |
| CASH AND DUE FROM BANKS, END OF PERIOD | 80.87M |
| Cash paid for income taxes | 43.53M |
| Cash paid for interest | 38.22M |
| Loans transferred to OREO | 0 |
| Amortization of unrealized loss on securities transferred from available-for-sale to held-to-maturity | 36K |
| Net decrease non-credit component of OTTI | 25K |
| Adjustments to other comprehensive income from defined benefit plans, net of tax | |