| Noninterest bearing deposits and cash |
2.45M |
| Interest bearing deposits |
43.06M |
| Federal funds sold |
| Short-term investments |
| Total cash and cash equivalents |
45.51M |
| Available for sale securities, at fair value (Note 2) |
23.37M |
| Other Investments |
4.45M |
| Federal Reserve Bank stock, at cost |
| Federal Home Loan Bank stock, at cost |
| Total securities |
35.64M |
| Loans receivable (net of allowance for loan losses: 2011: $11,399,727 2010: $15,374,101) (Note 3) |
552.82M |
| Accrued interest and dividends receivable |
2.31M |
| Premises and equipment, net |
30.85M |
| Cash surrender value of life insurance |
| Other real estate owned |
851K |
| Deferred tax asset (Note 9) |
13.34M |
| Other assets |
1.76M |
| Total assets |
683.09M |
| Noninterest bearing deposits |
77.3M |
| Interest bearing deposits |
393.88M |
| Total deposits |
471.19M |
| Repurchase agreements |
| Federal Home Loan Bank borrowings |
135M |
| Total borrowings |
| Junior subordinated debt owed to unconsolidated trust |
8.25M |
| Accrued expenses and other liabilities |
2.79M |
| Total liabilities |
620.5M |
| Commitments (Note 7) |
0 |
| Preferred stock, no par value; 1,000,000 shares authorized, no shares issued and outstanding |
0 |
| Common stock, $.01 par value, 100,000,000 shares authorized; 38,374,432 shares issued; 38,362,727 shares outstanding |
40K |
| Additional paid-in capital |
106.69M |
| Accumulated deficit |
-43.95M |
| Less: Treasury stock, at cost: 2011 and 2010, 11,705 shares |
-167K |
| Accumulated other comprehensive income |
-38K |
| Total shareholders' equity |
62.58M |
| Total liabilities and shareholders' equity |
683.09M |
