Provident Financial Services (PFS) Balance Sheet

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Cash and due from banks	117.35M
Short-term investments	42.33M
Total cash and cash equivalents	159.67M
Securities available for sale, at fair value	1.03B
Investment securities held to maturity (fair value of $359,547 at June 30, 2011 (unaudited) and $351,680 at December 31, 2010)	476.4M
Federal Home Loan Bank of New York ("FHLB-NY") stock	71.02M
Loans	6.89B
Less allowance for loan losses	61.09M
Net loans	6.83B
Foreclosed assets, net	10.09M
Banking premises and equipment held for sale
Banking premises and equipment, net	85.21M
Accrued interest receivable	25.31M
Intangible assets
Bank-owned life insurance ("BOLI")	187.14M
Other assets	89.8M
Total assets	9.39B
Demand deposits	4.78B
Savings deposits	1.07B
Certificates of deposit of $100,000 or more	293.09M
Other time deposits	375.35M
Total deposits	6.53B
Mortgage escrow deposits	24.29M
Borrowed funds	1.52B
Other liabilities	71.57M
Total liabilities	8.15B
Preferred stock, $0.01 par value, 50,000,000 shares authorized, none issued	0
Common stock, $0.01 par value, 200,000,000 shares authorized, 83,209,293 shares issued and 60,034,454 shares outstanding at June 30, 2011 and 59,921,065 outstanding at December 31, 2010	832K
Additional paid-in capital	1B
Retained earnings	538.43M
Accumulated other comprehensive income	5.97M
Treasury stock	-265.08M
Unallocated common stock held by the Employee Stock Ownership Plan ("ESOP")	-39.71M
Common stock acquired by the Directors' Deferred Fee Plan ("DDFP")	-6.01M
Deferred compensation - DDFP	6.01M
Total stockholders' equity	1.24B
Total liabilities and stockholders' equity	9.39B

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