| Cash |
1.23M |
| Interest earning deposits with banks |
14.69M |
| Total cash and cash equivalents |
15.91M |
| Investment securities - available for sale, at fair value |
5.57M |
| Investment securities - held to maturity, at amortized cost (fair value of $40,006 and $45,398 at June 30, 2011 and September 30, 2010, respectively) |
55.39M |
| Federal Home Loan Bank of New York stock, at cost |
2.46M |
| Loans receivable, net of allowance for loan losses of $3,807 and $4,766 at June 30, 2011 and September 30, 2010, respectively |
439.53M |
| Bank owned life insurance |
11.18M |
| Accrued interest receivable |
1.74M |
| Premises and equipment, net |
18.26M |
| Other real estate owned - OREO |
13.73M |
| Other assets |
4.4M |
| Total assets |
568.17M |
| Deposits |
472.15M |
| Escrowed funds |
1.71M |
| Federal Home Loan Bank of New York advances |
| Securities sold under agreements to repurchase |
| Accrued interest payable |
142K |
| Accounts payable and other liabilities |
5.63M |
| Total liabilities |
520.67M |
| Preferred stock: $.01 Par Value, 1,000,000 shares authorized; none issued |
0 |
| Common stock: $.01 Par Value, 8,000,000 shares authorized; 5,923,742 issued; 5,798,831 and 5,783,131 outstanding at June 30, 2011 and September 30, 2010, respectively, at cost |
59K |
| Additional paid-in capital |
26.27M |
| Treasury stock: 124,911 and 140,611 shares at June 30, 2011 and September 30, 2010, respectively, at cost |
-1.15M |
| Unearned Employee Stock Ownership Plan shares |
| Retained earnings |
23.98M |
| Accumulated other comprehensive loss |
-1M |
| Total stockholders' equity |
47.5M |
| Total liabilities and stockholders' equity |
568.17M |
