Arrow Financial (AROW) Balance Sheet

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Cash and Due from Banks	66.56M
Interest-Bearing Deposits at Banks	35.5M
Securities Available-for-Sale	339.19M
Securities Held-to-Maturity	338.24M
Other Investments
Loans	1.71B
Allowance for Loan Losses	-16.98M
Net Loans	1.69B
Premises and Equipment, Net	26.72M
Other Real Estate and Repossessed Assets, Net
Goodwill	21.87M
Other Intangible Assets, Net	2.8M
Accrued Interest Receivable
Other Assets	53.99M
Total Assets	2.58B
Noninterest-Bearing Deposits	381.76M
NOW Accounts	993.22M
Savings Deposits	629.2M
Time Deposits of $100,000 or More	79.22M
Other Time Deposits	129.78M
Total Deposits	2.21B
Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	38.59M
Other Short-Term Borrowings
Federal Home Loan Bank Advances	55M
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts	20M
Accrued Interest Payable
Other Liabilities	24.5M
Total Liabilities	2.35B
Common Stock	17.94M
Additional Paid in Capital	269.68M
Retained Earnings	25.4M
Unallocated ESOP Shares	-750K
Accumulated Other Comprehensive Loss	-5.44M
Treasury Stock	-77.62M
Total Stockholders' Equity	229.21M
Total Liabilities and Stockholders' Equity	2.58B

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