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   <title>UPAY Inc. Subsidiary AML GO (Pty) Ltd Appoints Marina Short as Chief Executive Officer</title>
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&lt;p&gt;DALLAS, Aug.  19, 2026  (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a Nevada holding company whose operating subsidiaries provide loan management software, anti-money laundering compliance software and related digital services, substantially all of which are delivered in South Africa, today announced the appointment of Marina Short as Chief Executive Officer of its majority-owned South African subsidiary, AML GO (Pty) Ltd (“AML GO”), effective August 5, 2026. Ms. Short is not an officer or director of UPAY Inc., and the appointment does not change UPAY’s executive officers. Jacob C. Fölscher continues to serve as UPAY’s</description>
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   <title>UPAY Inc. Subsidiary AML GO (Pty) Ltd Appoints Marina Short as Chief Executive Officer</title>
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&lt;p&gt;DALLAS, Aug.  19, 2026  (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a Nevada holding company whose operating subsidiaries provide loan management software, anti-money laundering compliance software and related digital services, substantially all of which are delivered in South Africa, today announced the appointment of Marina Short as Chief Executive Officer of its majority-owned South African subsidiary, AML GO (Pty) Ltd (“AML GO”), effective August 5, 2026. Ms. Short is not an officer or director of UPAY Inc., and the appointment does not change UPAY’s executive officers. Jacob C. Fölscher continues to serve as UPAY’s</description>
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   <title>UPAY Inc. Subsidiary AML GO (Pty) Ltd Appoints Marina Short as Chief Executive Officer</title>
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&lt;p&gt;DALLAS, Aug.  19, 2026  (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a Nevada holding company whose operating subsidiaries provide loan management software, anti-money laundering compliance software and related digital services, substantially all of which are delivered in South Africa, today announced the appointment of Marina Short as Chief Executive Officer of its majority-owned South African subsidiary, AML GO (Pty) Ltd (“AML GO”), effective August 5, 2026. Ms. Short is not an officer or director of UPAY Inc., and the appointment does not change UPAY’s executive officers. Jacob C. Fölscher continues to serve as UPAY’s</description>
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   <title>UPAY Inc. Subsidiary AML GO (Pty) Ltd Appoints Marina Short as Chief Executive Officer</title>
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&lt;p&gt;DALLAS, Aug.  19, 2026  (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a Nevada holding company whose operating subsidiaries provide loan management software, anti-money laundering compliance software and related digital services, substantially all of which are delivered in South Africa, today announced the appointment of Marina Short as Chief Executive Officer of its majority-owned South African subsidiary, AML GO (Pty) Ltd (“AML GO”), effective August 5, 2026. Ms. Short is not an officer or director of UPAY Inc., and the appointment does not change UPAY’s executive officers. Jacob C. Fölscher continues to serve as UPAY’s</description>
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   <title>UPAY Inc. Subsidiary AML GO (Pty) Ltd Appoints Marina Short as Chief Executive Officer</title>
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&lt;p&gt;DALLAS, Aug.  19, 2026  (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a Nevada holding company whose operating subsidiaries provide loan management software, anti-money laundering compliance software and related digital services, substantially all of which are delivered in South Africa, today announced the appointment of Marina Short as Chief Executive Officer of its majority-owned South African subsidiary, AML GO (Pty) Ltd (“AML GO”), effective August 5, 2026. Ms. Short is not an officer or director of UPAY Inc., and the appointment does not change UPAY’s executive officers. Jacob C. Fölscher continues to serve as UPAY’s</description>
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   <title>UPAY Inc. Subsidiary AML GO (Pty) Ltd Appoints Marina Short as Chief Executive Officer</title>
   <link>http://www.streetinsider.com/Globe+Newswire/UPAY+Inc.+Subsidiary+AML+GO+%28Pty%29+Ltd+Appoints+Marina+Short+as+Chief+Executive+Officer/26949271.html</link>
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&lt;p&gt;DALLAS, Aug.  19, 2026  (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a Nevada holding company whose operating subsidiaries provide loan management software, anti-money laundering compliance software and related digital services, substantially all of which are delivered in South Africa, today announced the appointment of Marina Short as Chief Executive Officer of its majority-owned South African subsidiary, AML GO (Pty) Ltd (“AML GO”), effective August 5, 2026. Ms. Short is not an officer or director of UPAY Inc., and the appointment does not change UPAY’s executive officers. Jacob C. Fölscher continues to serve as UPAY’s</description>
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   <title>UPAY Inc. Subsidiary AML GO (Pty) Ltd Appoints Marina Short as Chief Executive Officer</title>
   <link>http://www.streetinsider.com/Globe+Newswire/UPAY+Inc.+Subsidiary+AML+GO+%28Pty%29+Ltd+Appoints+Marina+Short+as+Chief+Executive+Officer/26949271.html</link>
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&lt;p&gt;DALLAS, Aug.  19, 2026  (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a Nevada holding company whose operating subsidiaries provide loan management software, anti-money laundering compliance software and related digital services, substantially all of which are delivered in South Africa, today announced the appointment of Marina Short as Chief Executive Officer of its majority-owned South African subsidiary, AML GO (Pty) Ltd (“AML GO”), effective August 5, 2026. Ms. Short is not an officer or director of UPAY Inc., and the appointment does not change UPAY’s executive officers. Jacob C. Fölscher continues to serve as UPAY’s</description>
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   <title>UPAY Inc. Subsidiary AML GO (Pty) Ltd Appoints Marina Short as Chief Executive Officer</title>
   <link>http://www.streetinsider.com/Globe+Newswire/UPAY+Inc.+Subsidiary+AML+GO+%28Pty%29+Ltd+Appoints+Marina+Short+as+Chief+Executive+Officer/26949271.html</link>
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&lt;p&gt;DALLAS, Aug.  19, 2026  (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a Nevada holding company whose operating subsidiaries provide loan management software, anti-money laundering compliance software and related digital services, substantially all of which are delivered in South Africa, today announced the appointment of Marina Short as Chief Executive Officer of its majority-owned South African subsidiary, AML GO (Pty) Ltd (“AML GO”), effective August 5, 2026. Ms. Short is not an officer or director of UPAY Inc., and the appointment does not change UPAY’s executive officers. Jacob C. Fölscher continues to serve as UPAY’s</description>
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   <title>UPAY Inc. Launches Petra Software Website</title>
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&lt;p&gt;DALLAS, Aug.  14, 2026  (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a technology-focused company with interests in fintech, compliance, software platforms and related digital services, today announced the launch of the Petra Software website at www.petra.software.&lt;/p&gt;  &lt;p&gt;The new website describes Petra Software&amp;apos;s software development services and the markets in which it intends to operate. The launch forms part of UPAY&amp;apos;s strategy to position Petra Software as a dedicated software development and technology partner serving the UPAY group and, over time, third-party clients in South Africa, the United States and other international markets. As</description>
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   <title>UPAY Inc. Launches Petra Software Website</title>
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&lt;p&gt;DALLAS, Aug.  14, 2026  (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a technology-focused company with interests in fintech, compliance, software platforms and related digital services, today announced the launch of the Petra Software website at www.petra.software.&lt;/p&gt;  &lt;p&gt;The new website describes Petra Software&amp;apos;s software development services and the markets in which it intends to operate. The launch forms part of UPAY&amp;apos;s strategy to position Petra Software as a dedicated software development and technology partner serving the UPAY group and, over time, third-party clients in South Africa, the United States and other international markets. As</description>
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&lt;p&gt;DALLAS, Aug.  14, 2026  (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a technology-focused company with interests in fintech, compliance, software platforms and related digital services, today announced the launch of the Petra Software website at www.petra.software.&lt;/p&gt;  &lt;p&gt;The new website describes Petra Software&amp;apos;s software development services and the markets in which it intends to operate. The launch forms part of UPAY&amp;apos;s strategy to position Petra Software as a dedicated software development and technology partner serving the UPAY group and, over time, third-party clients in South Africa, the United States and other international markets. As</description>
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&lt;p&gt;DALLAS, Aug.  14, 2026  (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a technology-focused company with interests in fintech, compliance, software platforms and related digital services, today announced the launch of the Petra Software website at www.petra.software.&lt;/p&gt;  &lt;p&gt;The new website describes Petra Software&amp;apos;s software development services and the markets in which it intends to operate. The launch forms part of UPAY&amp;apos;s strategy to position Petra Software as a dedicated software development and technology partner serving the UPAY group and, over time, third-party clients in South Africa, the United States and other international markets. As</description>
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   <title>Form  10-Q       UPAY                      For: May 31</title>
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   <title>UPAY Inc. Announces Appointment of Wynand Jordaan as Non-Executive Director</title>
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&lt;p align=&quot;left&quot;&gt;DALLAS, July  03, 2026  (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a technology-focused company with interests in fintech, compliance, software platforms and digital infrastructure, is pleased to announce the appointment of Wynand Johannes Jordaan as a non-executive director of the Company, effective 1 July 2026.&lt;/p&gt;  &lt;p align=&quot;left&quot;&gt;Mr. Jordaan is the founder and director of Acheron Systems (Pty) Ltd, a South African software development company, and brings more than two decades of experience in software development, systems architecture, cloud infrastructure and technology project leadership. His appointment strengthens UPAY’s board-level technology, software architecture, systems</description>
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   <title>UPAY Inc. Announces Appointment of Wynand Jordaan as Non-Executive Director</title>
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&lt;p align=&quot;left&quot;&gt;DALLAS, July  03, 2026  (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a technology-focused company with interests in fintech, compliance, software platforms and digital infrastructure, is pleased to announce the appointment of Wynand Johannes Jordaan as a non-executive director of the Company, effective 1 July 2026.&lt;/p&gt;  &lt;p align=&quot;left&quot;&gt;Mr. Jordaan is the founder and director of Acheron Systems (Pty) Ltd, a South African software development company, and brings more than two decades of experience in software development, systems architecture, cloud infrastructure and technology project leadership. His appointment strengthens UPAY’s board-level technology, software architecture, systems</description>
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&lt;p align=&quot;left&quot;&gt;DALLAS, July  03, 2026  (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a technology-focused company with interests in fintech, compliance, software platforms and digital infrastructure, is pleased to announce the appointment of Wynand Johannes Jordaan as a non-executive director of the Company, effective 1 July 2026.&lt;/p&gt;  &lt;p align=&quot;left&quot;&gt;Mr. Jordaan is the founder and director of Acheron Systems (Pty) Ltd, a South African software development company, and brings more than two decades of experience in software development, systems architecture, cloud infrastructure and technology project leadership. His appointment strengthens UPAY’s board-level technology, software architecture, systems</description>
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&lt;p align=&quot;left&quot;&gt;DALLAS, July  03, 2026  (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a technology-focused company with interests in fintech, compliance, software platforms and digital infrastructure, is pleased to announce the appointment of Wynand Johannes Jordaan as a non-executive director of the Company, effective 1 July 2026.&lt;/p&gt;  &lt;p align=&quot;left&quot;&gt;Mr. Jordaan is the founder and director of Acheron Systems (Pty) Ltd, a South African software development company, and brings more than two decades of experience in software development, systems architecture, cloud infrastructure and technology project leadership. His appointment strengthens UPAY’s board-level technology, software architecture, systems</description>
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&lt;p align=&quot;left&quot;&gt;DALLAS, July  03, 2026  (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a technology-focused company with interests in fintech, compliance, software platforms and digital infrastructure, is pleased to announce the appointment of Wynand Johannes Jordaan as a non-executive director of the Company, effective 1 July 2026.&lt;/p&gt;  &lt;p align=&quot;left&quot;&gt;Mr. Jordaan is the founder and director of Acheron Systems (Pty) Ltd, a South African software development company, and brings more than two decades of experience in software development, systems architecture, cloud infrastructure and technology project leadership. His appointment strengthens UPAY’s board-level technology, software architecture, systems</description>
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&lt;p align=&quot;left&quot;&gt;DALLAS, July  03, 2026  (GLOBE NEWSWIRE) -- UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a technology-focused company with interests in fintech, compliance, software platforms and digital infrastructure, is pleased to announce the appointment of Wynand Johannes Jordaan as a non-executive director of the Company, effective 1 July 2026.&lt;/p&gt;  &lt;p align=&quot;left&quot;&gt;Mr. Jordaan is the founder and director of Acheron Systems (Pty) Ltd, a South African software development company, and brings more than two decades of experience in software development, systems architecture, cloud infrastructure and technology project leadership. His appointment strengthens UPAY’s board-level technology, software architecture, systems</description>
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