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  <item>
   <title>SmartFinancial (SMBK) PT Raised to $47 at Stephens</title>
   <link>http://www.streetinsider.com/Analyst+PT+Change/SmartFinancial+%28SMBK%29+PT+Raised+to+%2447+at+Stephens/26804599.html</link>
   <description>(Updated - July 23, 2026 7:38 AM EDT)

&lt;p&gt;Stephens analyst Matt Olney raised the price target on SmartFinancial (NYSE: SMBK) to $47.00 (from $45.00) while maintaining a Equal Weight rating.&lt;/p&gt;&lt;p&gt;The analyst commented: &quot;Core PPNR of $22.3M beat Consensus by 3.3%, or +$0.03, due to strong NII (+$0.02) and expenses (+$0.01) alongside in-line fees. NIM of 3.52% expanded 4bp Q/Q and favorably compared to a 3.48% guide and Consensus and Stephens of 3.49% but is guided to end the year lower as loan fees normalize alongside an upward bias to deposit costs. EOP loan growth of 14.6% LQA was broad-based and favorably</description>
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   <pubDate>Thu, 23 Jul 2026 07:38:31 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial (SMBK) PT Raised to $47 at Stephens</title>
   <link>http://www.streetinsider.com/Analyst+Comments/SmartFinancial+%28SMBK%29+PT+Raised+to+%2447+at+Stephens/26804599.html</link>
   <description>(Updated - July 23, 2026 7:38 AM EDT)

&lt;p&gt;Stephens analyst Matt Olney raised the price target on SmartFinancial (NYSE: SMBK) to $47.00 (from $45.00) while maintaining a Equal Weight rating.&lt;/p&gt;&lt;p&gt;The analyst commented: &quot;Core PPNR of $22.3M beat Consensus by 3.3%, or +$0.03, due to strong NII (+$0.02) and expenses (+$0.01) alongside in-line fees. NIM of 3.52% expanded 4bp Q/Q and favorably compared to a 3.48% guide and Consensus and Stephens of 3.49% but is guided to end the year lower as loan fees normalize alongside an upward bias to deposit costs. EOP loan growth of 14.6% LQA was broad-based and favorably</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Analyst+Comments/SmartFinancial+%28SMBK%29+PT+Raised+to+%2447+at+Stephens/26804599.html</guid>
   <pubDate>Thu, 23 Jul 2026 07:38:31 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial (SMBK) PT Raised to $50 at Keefe, Bruyette &amp; Woods</title>
   <link>http://www.streetinsider.com/Analyst+PT+Change/SmartFinancial+%28SMBK%29+PT+Raised+to+%2450+at+Keefe%2C+Bruyette+%26+Woods/26804007.html</link>
   <description>Keefe, Bruyette &amp; Woods analyst Catherine Mealor raised the price target on SmartFinancial (NYSE: SMBK) to $50.00  (from $46.00) while maintaining a Market Perform rating.</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Analyst+PT+Change/SmartFinancial+%28SMBK%29+PT+Raised+to+%2450+at+Keefe%2C+Bruyette+%26+Woods/26804007.html</guid>
   <pubDate>Thu, 23 Jul 2026 06:22:24 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial (SMBK) PT Raised to $56 at Benchmark</title>
   <link>http://www.streetinsider.com/Analyst+PT+Change/SmartFinancial+%28SMBK%29+PT+Raised+to+%2456+at+Benchmark/26798897.html</link>
   <description>Benchmark analyst Brett Rabatin raised the price target on SmartFinancial (NYSE: SMBK) to $56.00  (from $54.00) while maintaining a Buy rating.</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Analyst+PT+Change/SmartFinancial+%28SMBK%29+PT+Raised+to+%2456+at+Benchmark/26798897.html</guid>
   <pubDate>Wed, 22 Jul 2026 08:39:54 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial (SMBK) Tops Q2 EPS by 6c</title>
   <link>http://www.streetinsider.com/Earnings/SmartFinancial+%28SMBK%29+Tops+Q2+EPS+by+6c/26791044.html</link>
   <description>&lt;p&gt;SmartFinancial (NYSE: SMBK) reported Q2 EPS of $0.96, $0.06 better than the analyst estimate of $0.90. Revenue for the quarter came in at $55.95 million versus the consensus estimate of $55.74 million.&lt;/p&gt;&lt;p&gt;For earnings history and earnings-related data on SmartFinancial (SMBK) &lt;a href=&quot;http://www.streetinsider.com/ec_earnings.php?q=SMBK&quot;&gt;click here&lt;/a&gt;.&lt;/p&gt;</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Earnings/SmartFinancial+%28SMBK%29+Tops+Q2+EPS+by+6c/26791044.html</guid>
   <pubDate>Tue, 21 Jul 2026 03:25:46 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial (SMBK) Declares $0.09 Quarterly Dividend; 0.8% Yield</title>
   <link>http://www.streetinsider.com/Dividends/SmartFinancial+%28SMBK%29+Declares+%240.09+Quarterly+Dividend%3B+0.8%25+Yield/26790345.html</link>
   <description>&lt;p&gt;SmartFinancial (NYSE: SMBK) declared a quarterly dividend of $0.09 per share, or $0.36 annualized.&lt;/p&gt;&lt;p&gt;The dividend will be payable on August 17, 2026, to stockholders of record on July 31, 2026, with an ex-dividend date of July 30, 2026.&lt;/p&gt;&lt;p&gt;The annual yield on the dividend is 0.8 percent.&lt;/p&gt;&lt;p&gt;For a dividend history and other dividend-related data on SmartFinancial (SMBK) &lt;a href=&quot;http://www.streetinsider.com/dividend_history.php?q=SMBK&quot;&gt;click here&lt;/a&gt;.&lt;/p&gt;</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Dividends/SmartFinancial+%28SMBK%29+Declares+%240.09+Quarterly+Dividend%3B+0.8%25+Yield/26790345.html</guid>
   <pubDate>Mon, 20 Jul 2026 17:01:34 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial Announces Results for the Second Quarter 2026, Regular Quarterly Cash Dividend</title>
   <link>http://www.streetinsider.com/Press+Releases/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</link>
   <description>
&lt;p&gt;    KNOXVILLE, Tenn.--(BUSINESS WIRE)--
SmartFinancial, Inc. (&quot;SmartFinancial&quot; or the &quot;Company&quot;; NYSE: SMBK), today announced net income of $16.3 million, or $0.96 per diluted common share, for the second quarter of 2026, compared to net income of $11.7 million, or $0.69 per diluted common share, for the second quarter of 2025, and compared to prior quarter net income of $13.7 million, or $0.81 per diluted common share.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;Highlights for the Second Quarter of 2026&lt;/b&gt;

&lt;/p&gt;&lt;ul class=&quot;bwlistdisc&quot;&gt;
&lt;li&gt;
Operating earnings1 of $16.3 million, or $0.96 per diluted common share

&lt;/li&gt;
&lt;li&gt;
Net organic loan and lease growth of $165 million representing 15% annualized quarter-over-quarter increase

&lt;/li&gt;
&lt;li&gt;
Surpassed $6 billion</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Press+Releases/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</guid>
   <pubDate>Mon, 20 Jul 2026 17:00:00 -0400</pubDate>
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   	   	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial Announces Results for the Second Quarter 2026, Regular Quarterly Cash Dividend</title>
   <link>http://www.streetinsider.com/Press+Releases/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</link>
   <description>
&lt;p&gt;    KNOXVILLE, Tenn.--(BUSINESS WIRE)--
SmartFinancial, Inc. (&quot;SmartFinancial&quot; or the &quot;Company&quot;; NYSE: SMBK), today announced net income of $16.3 million, or $0.96 per diluted common share, for the second quarter of 2026, compared to net income of $11.7 million, or $0.69 per diluted common share, for the second quarter of 2025, and compared to prior quarter net income of $13.7 million, or $0.81 per diluted common share.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;Highlights for the Second Quarter of 2026&lt;/b&gt;

&lt;/p&gt;&lt;ul class=&quot;bwlistdisc&quot;&gt;
&lt;li&gt;
Operating earnings1 of $16.3 million, or $0.96 per diluted common share

&lt;/li&gt;
&lt;li&gt;
Net organic loan and lease growth of $165 million representing 15% annualized quarter-over-quarter increase

&lt;/li&gt;
&lt;li&gt;
Surpassed $6 billion</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Press+Releases/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</guid>
   <pubDate>Mon, 20 Jul 2026 17:00:00 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">A.09642568</category>
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   	   	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial Announces Results for the Second Quarter 2026, Regular Quarterly Cash Dividend</title>
   <link>http://www.streetinsider.com/Press+Releases/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</link>
   <description>
&lt;p&gt;    KNOXVILLE, Tenn.--(BUSINESS WIRE)--
SmartFinancial, Inc. (&quot;SmartFinancial&quot; or the &quot;Company&quot;; NYSE: SMBK), today announced net income of $16.3 million, or $0.96 per diluted common share, for the second quarter of 2026, compared to net income of $11.7 million, or $0.69 per diluted common share, for the second quarter of 2025, and compared to prior quarter net income of $13.7 million, or $0.81 per diluted common share.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;Highlights for the Second Quarter of 2026&lt;/b&gt;

&lt;/p&gt;&lt;ul class=&quot;bwlistdisc&quot;&gt;
&lt;li&gt;
Operating earnings1 of $16.3 million, or $0.96 per diluted common share

&lt;/li&gt;
&lt;li&gt;
Net organic loan and lease growth of $165 million representing 15% annualized quarter-over-quarter increase

&lt;/li&gt;
&lt;li&gt;
Surpassed $6 billion</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Press+Releases/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</guid>
   <pubDate>Mon, 20 Jul 2026 17:00:00 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">A.09642568</category>
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   	   	<category domain="http://rss.financialcontent.com/stocksymbol">O.20371933</category>
   	   	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial Announces Results for the Second Quarter 2026, Regular Quarterly Cash Dividend</title>
   <link>http://www.streetinsider.com/Press+Releases/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</link>
   <description>
&lt;p&gt;    KNOXVILLE, Tenn.--(BUSINESS WIRE)--
SmartFinancial, Inc. (&quot;SmartFinancial&quot; or the &quot;Company&quot;; NYSE: SMBK), today announced net income of $16.3 million, or $0.96 per diluted common share, for the second quarter of 2026, compared to net income of $11.7 million, or $0.69 per diluted common share, for the second quarter of 2025, and compared to prior quarter net income of $13.7 million, or $0.81 per diluted common share.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;Highlights for the Second Quarter of 2026&lt;/b&gt;

&lt;/p&gt;&lt;ul class=&quot;bwlistdisc&quot;&gt;
&lt;li&gt;
Operating earnings1 of $16.3 million, or $0.96 per diluted common share

&lt;/li&gt;
&lt;li&gt;
Net organic loan and lease growth of $165 million representing 15% annualized quarter-over-quarter increase

&lt;/li&gt;
&lt;li&gt;
Surpassed $6 billion</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Press+Releases/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</guid>
   <pubDate>Mon, 20 Jul 2026 17:00:00 -0400</pubDate>
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   	   	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial Announces Results for the Second Quarter 2026, Regular Quarterly Cash Dividend</title>
   <link>http://www.streetinsider.com/Press+Releases/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</link>
   <description>
&lt;p&gt;    KNOXVILLE, Tenn.--(BUSINESS WIRE)--
SmartFinancial, Inc. (&quot;SmartFinancial&quot; or the &quot;Company&quot;; NYSE: SMBK), today announced net income of $16.3 million, or $0.96 per diluted common share, for the second quarter of 2026, compared to net income of $11.7 million, or $0.69 per diluted common share, for the second quarter of 2025, and compared to prior quarter net income of $13.7 million, or $0.81 per diluted common share.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;Highlights for the Second Quarter of 2026&lt;/b&gt;

&lt;/p&gt;&lt;ul class=&quot;bwlistdisc&quot;&gt;
&lt;li&gt;
Operating earnings1 of $16.3 million, or $0.96 per diluted common share

&lt;/li&gt;
&lt;li&gt;
Net organic loan and lease growth of $165 million representing 15% annualized quarter-over-quarter increase

&lt;/li&gt;
&lt;li&gt;
Surpassed $6 billion</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Press+Releases/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</guid>
   <pubDate>Mon, 20 Jul 2026 17:00:00 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">A.09642568</category>
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   	   	<category domain="http://rss.financialcontent.com/stocksymbol">O.04681999</category>
   	   	<category domain="http://rss.financialcontent.com/stocksymbol">O.20371933</category>
   	   	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial Announces Results for the Second Quarter 2026, Regular Quarterly Cash Dividend</title>
   <link>http://www.streetinsider.com/Press+Releases/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</link>
   <description>
&lt;p&gt;    KNOXVILLE, Tenn.--(BUSINESS WIRE)--
SmartFinancial, Inc. (&quot;SmartFinancial&quot; or the &quot;Company&quot;; NYSE: SMBK), today announced net income of $16.3 million, or $0.96 per diluted common share, for the second quarter of 2026, compared to net income of $11.7 million, or $0.69 per diluted common share, for the second quarter of 2025, and compared to prior quarter net income of $13.7 million, or $0.81 per diluted common share.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;Highlights for the Second Quarter of 2026&lt;/b&gt;

&lt;/p&gt;&lt;ul class=&quot;bwlistdisc&quot;&gt;
&lt;li&gt;
Operating earnings1 of $16.3 million, or $0.96 per diluted common share

&lt;/li&gt;
&lt;li&gt;
Net organic loan and lease growth of $165 million representing 15% annualized quarter-over-quarter increase

&lt;/li&gt;
&lt;li&gt;
Surpassed $6 billion</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Press+Releases/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</guid>
   <pubDate>Mon, 20 Jul 2026 17:00:00 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">A.09642568</category>
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   	   	<category domain="http://rss.financialcontent.com/stocksymbol">O.20371933</category>
   	   	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial Announces Results for the Second Quarter 2026, Regular Quarterly Cash Dividend</title>
   <link>http://www.streetinsider.com/Business+Wire/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</link>
   <description>
&lt;p&gt;    KNOXVILLE, Tenn.--(BUSINESS WIRE)--
SmartFinancial, Inc. (&quot;SmartFinancial&quot; or the &quot;Company&quot;; NYSE: SMBK), today announced net income of $16.3 million, or $0.96 per diluted common share, for the second quarter of 2026, compared to net income of $11.7 million, or $0.69 per diluted common share, for the second quarter of 2025, and compared to prior quarter net income of $13.7 million, or $0.81 per diluted common share.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;Highlights for the Second Quarter of 2026&lt;/b&gt;

&lt;/p&gt;&lt;ul class=&quot;bwlistdisc&quot;&gt;
&lt;li&gt;
Operating earnings1 of $16.3 million, or $0.96 per diluted common share

&lt;/li&gt;
&lt;li&gt;
Net organic loan and lease growth of $165 million representing 15% annualized quarter-over-quarter increase

&lt;/li&gt;
&lt;li&gt;
Surpassed $6 billion</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Business+Wire/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</guid>
   <pubDate>Mon, 20 Jul 2026 17:00:00 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">A.09642568</category>
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   	   	<category domain="http://rss.financialcontent.com/stocksymbol">O.04681999</category>
   	   	<category domain="http://rss.financialcontent.com/stocksymbol">O.20371933</category>
   	   	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial Announces Results for the Second Quarter 2026, Regular Quarterly Cash Dividend</title>
   <link>http://www.streetinsider.com/Business+Wire/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</link>
   <description>
&lt;p&gt;    KNOXVILLE, Tenn.--(BUSINESS WIRE)--
SmartFinancial, Inc. (&quot;SmartFinancial&quot; or the &quot;Company&quot;; NYSE: SMBK), today announced net income of $16.3 million, or $0.96 per diluted common share, for the second quarter of 2026, compared to net income of $11.7 million, or $0.69 per diluted common share, for the second quarter of 2025, and compared to prior quarter net income of $13.7 million, or $0.81 per diluted common share.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;Highlights for the Second Quarter of 2026&lt;/b&gt;

&lt;/p&gt;&lt;ul class=&quot;bwlistdisc&quot;&gt;
&lt;li&gt;
Operating earnings1 of $16.3 million, or $0.96 per diluted common share

&lt;/li&gt;
&lt;li&gt;
Net organic loan and lease growth of $165 million representing 15% annualized quarter-over-quarter increase

&lt;/li&gt;
&lt;li&gt;
Surpassed $6 billion</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Business+Wire/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</guid>
   <pubDate>Mon, 20 Jul 2026 17:00:00 -0400</pubDate>
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   	   	<category domain="http://rss.financialcontent.com/stocksymbol">O.20371933</category>
   	   	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial Announces Results for the Second Quarter 2026, Regular Quarterly Cash Dividend</title>
   <link>http://www.streetinsider.com/Business+Wire/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</link>
   <description>
&lt;p&gt;    KNOXVILLE, Tenn.--(BUSINESS WIRE)--
SmartFinancial, Inc. (&quot;SmartFinancial&quot; or the &quot;Company&quot;; NYSE: SMBK), today announced net income of $16.3 million, or $0.96 per diluted common share, for the second quarter of 2026, compared to net income of $11.7 million, or $0.69 per diluted common share, for the second quarter of 2025, and compared to prior quarter net income of $13.7 million, or $0.81 per diluted common share.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;Highlights for the Second Quarter of 2026&lt;/b&gt;

&lt;/p&gt;&lt;ul class=&quot;bwlistdisc&quot;&gt;
&lt;li&gt;
Operating earnings1 of $16.3 million, or $0.96 per diluted common share

&lt;/li&gt;
&lt;li&gt;
Net organic loan and lease growth of $165 million representing 15% annualized quarter-over-quarter increase

&lt;/li&gt;
&lt;li&gt;
Surpassed $6 billion</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Business+Wire/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</guid>
   <pubDate>Mon, 20 Jul 2026 17:00:00 -0400</pubDate>
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   	   	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial Announces Results for the Second Quarter 2026, Regular Quarterly Cash Dividend</title>
   <link>http://www.streetinsider.com/Business+Wire/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</link>
   <description>
&lt;p&gt;    KNOXVILLE, Tenn.--(BUSINESS WIRE)--
SmartFinancial, Inc. (&quot;SmartFinancial&quot; or the &quot;Company&quot;; NYSE: SMBK), today announced net income of $16.3 million, or $0.96 per diluted common share, for the second quarter of 2026, compared to net income of $11.7 million, or $0.69 per diluted common share, for the second quarter of 2025, and compared to prior quarter net income of $13.7 million, or $0.81 per diluted common share.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;Highlights for the Second Quarter of 2026&lt;/b&gt;

&lt;/p&gt;&lt;ul class=&quot;bwlistdisc&quot;&gt;
&lt;li&gt;
Operating earnings1 of $16.3 million, or $0.96 per diluted common share

&lt;/li&gt;
&lt;li&gt;
Net organic loan and lease growth of $165 million representing 15% annualized quarter-over-quarter increase

&lt;/li&gt;
&lt;li&gt;
Surpassed $6 billion</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Business+Wire/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</guid>
   <pubDate>Mon, 20 Jul 2026 17:00:00 -0400</pubDate>
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   	   	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial Announces Results for the Second Quarter 2026, Regular Quarterly Cash Dividend</title>
   <link>http://www.streetinsider.com/Business+Wire/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</link>
   <description>
&lt;p&gt;    KNOXVILLE, Tenn.--(BUSINESS WIRE)--
SmartFinancial, Inc. (&quot;SmartFinancial&quot; or the &quot;Company&quot;; NYSE: SMBK), today announced net income of $16.3 million, or $0.96 per diluted common share, for the second quarter of 2026, compared to net income of $11.7 million, or $0.69 per diluted common share, for the second quarter of 2025, and compared to prior quarter net income of $13.7 million, or $0.81 per diluted common share.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;Highlights for the Second Quarter of 2026&lt;/b&gt;

&lt;/p&gt;&lt;ul class=&quot;bwlistdisc&quot;&gt;
&lt;li&gt;
Operating earnings1 of $16.3 million, or $0.96 per diluted common share

&lt;/li&gt;
&lt;li&gt;
Net organic loan and lease growth of $165 million representing 15% annualized quarter-over-quarter increase

&lt;/li&gt;
&lt;li&gt;
Surpassed $6 billion</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Business+Wire/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</guid>
   <pubDate>Mon, 20 Jul 2026 17:00:00 -0400</pubDate>
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   	   	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial Announces Results for the Second Quarter 2026, Regular Quarterly Cash Dividend</title>
   <link>http://www.streetinsider.com/Business+Wire/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</link>
   <description>
&lt;p&gt;    KNOXVILLE, Tenn.--(BUSINESS WIRE)--
SmartFinancial, Inc. (&quot;SmartFinancial&quot; or the &quot;Company&quot;; NYSE: SMBK), today announced net income of $16.3 million, or $0.96 per diluted common share, for the second quarter of 2026, compared to net income of $11.7 million, or $0.69 per diluted common share, for the second quarter of 2025, and compared to prior quarter net income of $13.7 million, or $0.81 per diluted common share.

&lt;/p&gt;&lt;p&gt;
&lt;b&gt;Highlights for the Second Quarter of 2026&lt;/b&gt;

&lt;/p&gt;&lt;ul class=&quot;bwlistdisc&quot;&gt;
&lt;li&gt;
Operating earnings1 of $16.3 million, or $0.96 per diluted common share

&lt;/li&gt;
&lt;li&gt;
Net organic loan and lease growth of $165 million representing 15% annualized quarter-over-quarter increase

&lt;/li&gt;
&lt;li&gt;
Surpassed $6 billion</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Business+Wire/SmartFinancial+Announces+Results+for+the+Second+Quarter+2026%2C+Regular+Quarterly+Cash+Dividend/26790319.html</guid>
   <pubDate>Mon, 20 Jul 2026 17:00:00 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">A.09642568</category>
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   	   	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>Form  8-K        SMARTFINANCIAL INC.       For: Jul 20</title>
   <link>http://www.streetinsider.com/SEC+Filings/Form++8-K++++++++SMARTFINANCIAL+INC.+++++++For%3A+Jul+20/26790331.html</link>
   <description>si-local-file:///var/storage/secattach/20260720/26790331.html</description>
   <guid isPermaLink="true">http://www.streetinsider.com/SEC+Filings/Form++8-K++++++++SMARTFINANCIAL+INC.+++++++For%3A+Jul+20/26790331.html</guid>
   <pubDate>Mon, 20 Jul 2026 17:00:00 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">O.01114957</category>
   	   	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>Form  8-K        SMARTFINANCIAL INC.       For: Jul 20</title>
   <link>http://www.streetinsider.com/SEC+Filings/Form++8-K++++++++SMARTFINANCIAL+INC.+++++++For%3A+Jul+20/26790331.html</link>
   <description>si-local-file:///var/storage/secattach/20260720/26790331.html</description>
   <guid isPermaLink="true">http://www.streetinsider.com/SEC+Filings/Form++8-K++++++++SMARTFINANCIAL+INC.+++++++For%3A+Jul+20/26790331.html</guid>
   <pubDate>Mon, 20 Jul 2026 17:00:00 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">O.01114957</category>
   	   	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial Sets Dates for Second Quarter Earnings Release and Conference Call</title>
   <link>http://www.streetinsider.com/Press+Releases/SmartFinancial+Sets+Dates+for+Second+Quarter+Earnings+Release+and+Conference+Call/26736396.html</link>
   <description>
&lt;p&gt;    KNOXVILLE, Tenn.--(BUSINESS WIRE)--
SmartFinancial, Inc. (&quot;SmartFinancial&quot;) (NYSE: SMBK) announces details for the release of its results for the Second Quarter of 2026.

&lt;/p&gt;&lt;p&gt;
SmartFinancial plans to issue its earnings release for the second quarter of 2026 on Monday, July 20, 2026, and will host a conference call on Tuesday, July 21, 2026, at 10:00 a.m. ET. To access this interactive teleconference, dial (833) 461-5787 and enter the Meeting ID: &lt;b&gt;208 155 555&lt;/b&gt;. A link to a replay of the conference call will be available on the company’s webpage through July 21, 2027.

&lt;/p&gt;&lt;p&gt;
Conference call materials (earnings release &amp;amp; conference call</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Press+Releases/SmartFinancial+Sets+Dates+for+Second+Quarter+Earnings+Release+and+Conference+Call/26736396.html</guid>
   <pubDate>Mon, 06 Jul 2026 17:00:00 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">O.01114957</category>
   	   	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial Sets Dates for Second Quarter Earnings Release and Conference Call</title>
   <link>http://www.streetinsider.com/Press+Releases/SmartFinancial+Sets+Dates+for+Second+Quarter+Earnings+Release+and+Conference+Call/26736396.html</link>
   <description>
&lt;p&gt;    KNOXVILLE, Tenn.--(BUSINESS WIRE)--
SmartFinancial, Inc. (&quot;SmartFinancial&quot;) (NYSE: SMBK) announces details for the release of its results for the Second Quarter of 2026.

&lt;/p&gt;&lt;p&gt;
SmartFinancial plans to issue its earnings release for the second quarter of 2026 on Monday, July 20, 2026, and will host a conference call on Tuesday, July 21, 2026, at 10:00 a.m. ET. To access this interactive teleconference, dial (833) 461-5787 and enter the Meeting ID: &lt;b&gt;208 155 555&lt;/b&gt;. A link to a replay of the conference call will be available on the company’s webpage through July 21, 2027.

&lt;/p&gt;&lt;p&gt;
Conference call materials (earnings release &amp;amp; conference call</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Press+Releases/SmartFinancial+Sets+Dates+for+Second+Quarter+Earnings+Release+and+Conference+Call/26736396.html</guid>
   <pubDate>Mon, 06 Jul 2026 17:00:00 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">O.01114957</category>
   	   	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial Sets Dates for Second Quarter Earnings Release and Conference Call</title>
   <link>http://www.streetinsider.com/Business+Wire/SmartFinancial+Sets+Dates+for+Second+Quarter+Earnings+Release+and+Conference+Call/26736396.html</link>
   <description>
&lt;p&gt;    KNOXVILLE, Tenn.--(BUSINESS WIRE)--
SmartFinancial, Inc. (&quot;SmartFinancial&quot;) (NYSE: SMBK) announces details for the release of its results for the Second Quarter of 2026.

&lt;/p&gt;&lt;p&gt;
SmartFinancial plans to issue its earnings release for the second quarter of 2026 on Monday, July 20, 2026, and will host a conference call on Tuesday, July 21, 2026, at 10:00 a.m. ET. To access this interactive teleconference, dial (833) 461-5787 and enter the Meeting ID: &lt;b&gt;208 155 555&lt;/b&gt;. A link to a replay of the conference call will be available on the company’s webpage through July 21, 2027.

&lt;/p&gt;&lt;p&gt;
Conference call materials (earnings release &amp;amp; conference call</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Business+Wire/SmartFinancial+Sets+Dates+for+Second+Quarter+Earnings+Release+and+Conference+Call/26736396.html</guid>
   <pubDate>Mon, 06 Jul 2026 17:00:00 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">O.01114957</category>
   	   	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>SmartFinancial Sets Dates for Second Quarter Earnings Release and Conference Call</title>
   <link>http://www.streetinsider.com/Business+Wire/SmartFinancial+Sets+Dates+for+Second+Quarter+Earnings+Release+and+Conference+Call/26736396.html</link>
   <description>
&lt;p&gt;    KNOXVILLE, Tenn.--(BUSINESS WIRE)--
SmartFinancial, Inc. (&quot;SmartFinancial&quot;) (NYSE: SMBK) announces details for the release of its results for the Second Quarter of 2026.

&lt;/p&gt;&lt;p&gt;
SmartFinancial plans to issue its earnings release for the second quarter of 2026 on Monday, July 20, 2026, and will host a conference call on Tuesday, July 21, 2026, at 10:00 a.m. ET. To access this interactive teleconference, dial (833) 461-5787 and enter the Meeting ID: &lt;b&gt;208 155 555&lt;/b&gt;. A link to a replay of the conference call will be available on the company’s webpage through July 21, 2027.

&lt;/p&gt;&lt;p&gt;
Conference call materials (earnings release &amp;amp; conference call</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Business+Wire/SmartFinancial+Sets+Dates+for+Second+Quarter+Earnings+Release+and+Conference+Call/26736396.html</guid>
   <pubDate>Mon, 06 Jul 2026 17:00:00 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">O.01114957</category>
   	   	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
   	  </item>
  <item>
   <title>Benchmark Starts SmartFinancial (SMBK) at Buy</title>
   <link>http://www.streetinsider.com/New+Coverage/Benchmark+Starts+SmartFinancial+%28SMBK%29+at+Buy/26685640.html</link>
   <description>(Updated - June 25, 2026 7:28 AM EDT)

&lt;p&gt;Benchmark analyst Brett Rabatin initiates coverage on SmartFinancial (NYSE: SMBK) with a Buy rating and a price target of $54.00.&lt;/p&gt;&lt;p&gt;The analyst commented: &quot;Initiating SMBK at BUY with $54 PT. We like the franchise for its geographic positioning in the TN, AL, and Florida panhandle, an improving profitability path with some continued modest NIM expansion, expense management, and solid balance sheet growth resulting in double-digit PPNR and EPS outlooks, and stellar credit quality.&quot;&lt;/p&gt;&lt;p&gt;For an analyst ratings summary and ratings history on SmartFinancial &lt;a href=&quot;http://www.streetinsider.com/rating_history.php?q=SMBK&quot;&gt;click here&lt;/a&gt;. For more ratings news on SmartFinancial &lt;a href=&quot;http://www.streetinsider.com/stock_lookup_news.php?q=SMBK&amp;amp;type=analyst&quot;&gt;click here&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Shares</description>
   <guid isPermaLink="true">http://www.streetinsider.com/New+Coverage/Benchmark+Starts+SmartFinancial+%28SMBK%29+at+Buy/26685640.html</guid>
   <pubDate>Thu, 25 Jun 2026 07:28:23 -0400</pubDate>
      	<category domain="http://rss.financialcontent.com/stocksymbol">SMBK</category>
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