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   <title>Form  SCHEDULE 13G/A  PROVIDENT FINANCIAL HOLD               Filed by: RAFFLES ASSOCIATES LP</title>
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   <title>Form  SCHEDULE 13G/A  PROVIDENT FINANCIAL HOLD               Filed by: RAFFLES ASSOCIATES LP</title>
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   <title>Form  SCHEDULE 13G  PROVIDENT FINANCIAL HOLD               Filed by: Fourthstone LLC</title>
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   <title>Form  10-Q       PROVIDENT FINANCIAL HOLD  For: Dec 31</title>
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Filed on: February 6, 2026
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Filed on: February 6, 2026
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   <title>Provident Bank Named One of America’s Best Regional Banks for 2026 by Newsweek</title>
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   <title>Provident Bank Named One of America’s Best Regional Banks for 2026 by Newsweek</title>
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   <title>Provident Bank Named One of America’s Best Regional Banks for 2026 by Newsweek</title>
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&lt;p align=&quot;justify&quot;&gt;RIVERSIDE, Calif., Jan.  28, 2026  (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B. (“Provident Bank”), announces that Provident Bank has been named one of America’s Best Regional Banks by Newsweek for 2026. Newsweek, in collaboration with Plant-A Insights Group, recognizes financial institutions that help power local economies by supporting small businesses, financing community projects, and ensuring reliable access to everyday banking services within their communities.&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;“Being recognized at the national level by Newsweek as one of America’s Best Regional Banks is especially meaningful because this</description>
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&lt;p align=&quot;justify&quot;&gt;RIVERSIDE, Calif., Jan.  28, 2026  (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B. (“Provident Bank”), announces that Provident Bank has been named one of America’s Best Regional Banks by Newsweek for 2026. Newsweek, in collaboration with Plant-A Insights Group, recognizes financial institutions that help power local economies by supporting small businesses, financing community projects, and ensuring reliable access to everyday banking services within their communities.&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;“Being recognized at the national level by Newsweek as one of America’s Best Regional Banks is especially meaningful because this</description>
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&lt;p align=&quot;justify&quot;&gt;RIVERSIDE, Calif., Jan.  28, 2026  (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B. (“Provident Bank”), announces that Provident Bank has been named one of America’s Best Regional Banks by Newsweek for 2026. Newsweek, in collaboration with Plant-A Insights Group, recognizes financial institutions that help power local economies by supporting small businesses, financing community projects, and ensuring reliable access to everyday banking services within their communities.&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;“Being recognized at the national level by Newsweek as one of America’s Best Regional Banks is especially meaningful because this</description>
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   <title>Provident Bank Named One of America’s Best Regional Banks for 2026 by Newsweek</title>
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&lt;p align=&quot;justify&quot;&gt;RIVERSIDE, Calif., Jan.  28, 2026  (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B. (“Provident Bank”), announces that Provident Bank has been named one of America’s Best Regional Banks by Newsweek for 2026. Newsweek, in collaboration with Plant-A Insights Group, recognizes financial institutions that help power local economies by supporting small businesses, financing community projects, and ensuring reliable access to everyday banking services within their communities.&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;“Being recognized at the national level by Newsweek as one of America’s Best Regional Banks is especially meaningful because this</description>
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   <title>Provident Bank Named One of America’s Best Regional Banks for 2026 by Newsweek</title>
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&lt;p align=&quot;justify&quot;&gt;RIVERSIDE, Calif., Jan.  28, 2026  (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B. (“Provident Bank”), announces that Provident Bank has been named one of America’s Best Regional Banks by Newsweek for 2026. Newsweek, in collaboration with Plant-A Insights Group, recognizes financial institutions that help power local economies by supporting small businesses, financing community projects, and ensuring reliable access to everyday banking services within their communities.&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;“Being recognized at the national level by Newsweek as one of America’s Best Regional Banks is especially meaningful because this</description>
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   <pubDate>Wed, 28 Jan 2026 13:39:00 +0000</pubDate>
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   <title>Provident Bank Named One of America’s Best Regional Banks for 2026 by Newsweek</title>
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&lt;p align=&quot;justify&quot;&gt;RIVERSIDE, Calif., Jan.  28, 2026  (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B. (“Provident Bank”), announces that Provident Bank has been named one of America’s Best Regional Banks by Newsweek for 2026. Newsweek, in collaboration with Plant-A Insights Group, recognizes financial institutions that help power local economies by supporting small businesses, financing community projects, and ensuring reliable access to everyday banking services within their communities.&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;“Being recognized at the national level by Newsweek as one of America’s Best Regional Banks is especially meaningful because this</description>
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   <title>Provident Bank Named One of America’s Best Regional Banks for 2026 by Newsweek</title>
   <link>http://www.streetinsider.com/Globe+Newswire/Provident+Bank+Named+One+of+America%E2%80%99s+Best+Regional+Banks+for+2026+by+Newsweek/25907468.html</link>
   <description>
&lt;p align=&quot;justify&quot;&gt;RIVERSIDE, Calif., Jan.  28, 2026  (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B. (“Provident Bank”), announces that Provident Bank has been named one of America’s Best Regional Banks by Newsweek for 2026. Newsweek, in collaboration with Plant-A Insights Group, recognizes financial institutions that help power local economies by supporting small businesses, financing community projects, and ensuring reliable access to everyday banking services within their communities.&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;“Being recognized at the national level by Newsweek as one of America’s Best Regional Banks is especially meaningful because this</description>
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   <title>Provident Bank Named One of America’s Best Regional Banks for 2026 by Newsweek</title>
   <link>http://www.streetinsider.com/Globe+Newswire/Provident+Bank+Named+One+of+America%E2%80%99s+Best+Regional+Banks+for+2026+by+Newsweek/25907468.html</link>
   <description>
&lt;p align=&quot;justify&quot;&gt;RIVERSIDE, Calif., Jan.  28, 2026  (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B. (“Provident Bank”), announces that Provident Bank has been named one of America’s Best Regional Banks by Newsweek for 2026. Newsweek, in collaboration with Plant-A Insights Group, recognizes financial institutions that help power local economies by supporting small businesses, financing community projects, and ensuring reliable access to everyday banking services within their communities.&lt;/p&gt;  &lt;p align=&quot;justify&quot;&gt;“Being recognized at the national level by Newsweek as one of America’s Best Regional Banks is especially meaningful because this</description>
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   <title>Form  8-K        PROVIDENT FINANCIAL HOLD  For: Jan 27</title>
   <link>http://www.streetinsider.com/SEC+Filings/Form++8-K++++++++PROVIDENT+FINANCIAL+HOLD++For%3A+Jan+27/25898982.html</link>
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   <pubDate>Tue, 27 Jan 2026 12:49:00 +0000</pubDate>
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   <title>Form  8-K        PROVIDENT FINANCIAL HOLD  For: Jan 27</title>
   <link>http://www.streetinsider.com/SEC+Filings/Form++8-K++++++++PROVIDENT+FINANCIAL+HOLD++For%3A+Jan+27/25898982.html</link>
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   <pubDate>Tue, 27 Jan 2026 12:49:00 +0000</pubDate>
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   <title>Provident Financial Holdings (PROV) Misses Q2 EPS by 12c</title>
   <link>http://www.streetinsider.com/Earnings/Provident+Financial+Holdings+%28PROV%29+Misses+Q2+EPS+by+12c/25895288.html</link>
   <description>&lt;p&gt;Provident Financial Holdings (NASDAQ: PROV) reported Q2 EPS of $0.22, $0.12 worse than the analyst estimate of $0.34. Revenue for the quarter came in at $9.84 million versus the consensus estimate of $10.5 million.&lt;/p&gt;
&lt;p&gt;For earnings history and earnings-related data on Provident Financial Holdings (PROV) &lt;a href=&quot;http://www.streetinsider.com/ec_earnings.php?q=PROV&quot;&gt;click here&lt;/a&gt;.&lt;/p&gt;</description>
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   <pubDate>Tue, 27 Jan 2026 06:01:25 +0000</pubDate>
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   <title>Provident Financial Holdings Reports Second Quarter of Fiscal 2026 Results</title>
   <link>http://www.streetinsider.com/Press+Releases/Provident+Financial+Holdings+Reports+Second+Quarter+of+Fiscal+2026+Results/25895274.html</link>
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&lt;p align=&quot;center&quot;&gt;&lt;strong&gt;&lt;em&gt;Net Income of $1.44 million in the December 2025 Quarter, Down 15% from the Sequential Quarter but Up 65% from the Comparable Quarter Last Year &lt;/em&gt;&lt;/strong&gt;&lt;/p&gt;  &lt;p align=&quot;center&quot;&gt;&lt;strong&gt;&lt;em&gt;Net Interest Margin of 3.03% in the December 2025 Quarter, Up Three Basis Points from the Sequential Quarter and Up 12 Basis Points from the Comparable Quarter Last Year &lt;/em&gt;&lt;/strong&gt;&lt;/p&gt;  &lt;p align=&quot;center&quot;&gt;&lt;strong&gt;&lt;em&gt;Loans Held for Investment of $1.04 Billion at December 31, 2025, Down 1% from $1.05 Billion at June 30, 2025&lt;/em&gt;&lt;/strong&gt;&lt;/p&gt;  &lt;p align=&quot;center&quot;&gt;&lt;strong&gt;&lt;em&gt;Total Deposits of $872.4 Million at December 31, 2025, Down 2% from $888.8 million at June 30, 2025&lt;/em&gt;&lt;/strong&gt;&lt;/p&gt;</description>
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   <pubDate>Tue, 27 Jan 2026 06:00:00 +0000</pubDate>
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   <title>Provident Financial Holdings Reports Second Quarter of Fiscal 2026 Results</title>
   <link>http://www.streetinsider.com/Press+Releases/Provident+Financial+Holdings+Reports+Second+Quarter+of+Fiscal+2026+Results/25895274.html</link>
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&lt;p align=&quot;center&quot;&gt;&lt;strong&gt;&lt;em&gt;Net Income of $1.44 million in the December 2025 Quarter, Down 15% from the Sequential Quarter but Up 65% from the Comparable Quarter Last Year &lt;/em&gt;&lt;/strong&gt;&lt;/p&gt;  &lt;p align=&quot;center&quot;&gt;&lt;strong&gt;&lt;em&gt;Net Interest Margin of 3.03% in the December 2025 Quarter, Up Three Basis Points from the Sequential Quarter and Up 12 Basis Points from the Comparable Quarter Last Year &lt;/em&gt;&lt;/strong&gt;&lt;/p&gt;  &lt;p align=&quot;center&quot;&gt;&lt;strong&gt;&lt;em&gt;Loans Held for Investment of $1.04 Billion at December 31, 2025, Down 1% from $1.05 Billion at June 30, 2025&lt;/em&gt;&lt;/strong&gt;&lt;/p&gt;  &lt;p align=&quot;center&quot;&gt;&lt;strong&gt;&lt;em&gt;Total Deposits of $872.4 Million at December 31, 2025, Down 2% from $888.8 million at June 30, 2025&lt;/em&gt;&lt;/strong&gt;&lt;/p&gt;</description>
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   <pubDate>Tue, 27 Jan 2026 06:00:00 +0000</pubDate>
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