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   <title>Form  4          Nu Holdings Ltd.          For: Jul 23  Filed by: Fragelli Henrique Camossa Saldanha</title>
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   <title>Form  4          Nu Holdings Ltd.          For: Jul 23  Filed by: Fragelli Henrique Camossa Saldanha</title>
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   <title>Form  4          Nu Holdings Ltd.          For: Jul 23  Filed by: Velez Osorno David</title>
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   <title>Form  4          Nu Holdings Ltd.          For: Jul 23  Filed by: Velez Osorno David</title>
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   <title>Form  4          Nu Holdings Ltd.          For: Jul 23  Filed by: Junqueira Cristina Helena Zingaretti</title>
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   <title>Form  4          Nu Holdings Ltd.          For: Jul 23  Filed by: Junqueira Cristina Helena Zingaretti</title>
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   <title>OpenAI adds Nubank and BNY chiefs to its foundation boards</title>
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   <description>&lt;p&gt;OpenAI has appointed David Vélez, founder and CEO of Nubank, and Robin Vince, Chairman and CEO of BNY, to the boards of the OpenAI Foundation and OpenAI Group PBC, according to a statement from the organization.&lt;/p&gt;&lt;p&gt;Vélez founded Nubank in 2013 and has grown the digital bank to more than 135 million customers across Latin America. The company has received conditional approval to establish a U.S. national bank. Before founding Nubank, Vélez worked at Sequoia Capital, Goldman Sachs, Morgan Stanley, and General Atlantic.&lt;/p&gt;&lt;p&gt;Vince has served as Chairman and CEO of BNY since 2022. Prior to that role, he spent 26 years</description>
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   <title>OpenAI adds Nubank and BNY chiefs to its foundation boards</title>
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   <description>&lt;p&gt;OpenAI has appointed David Vélez, founder and CEO of Nubank, and Robin Vince, Chairman and CEO of BNY, to the boards of the OpenAI Foundation and OpenAI Group PBC, according to a statement from the organization.&lt;/p&gt;&lt;p&gt;Vélez founded Nubank in 2013 and has grown the digital bank to more than 135 million customers across Latin America. The company has received conditional approval to establish a U.S. national bank. Before founding Nubank, Vélez worked at Sequoia Capital, Goldman Sachs, Morgan Stanley, and General Atlantic.&lt;/p&gt;&lt;p&gt;Vince has served as Chairman and CEO of BNY since 2022. Prior to that role, he spent 26 years</description>
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   <title>OpenAI adds Nubank and BNY chiefs to its foundation boards</title>
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   <description>&lt;p&gt;OpenAI has appointed David Vélez, founder and CEO of Nubank, and Robin Vince, Chairman and CEO of BNY, to the boards of the OpenAI Foundation and OpenAI Group PBC, according to a statement from the organization.&lt;/p&gt;&lt;p&gt;Vélez founded Nubank in 2013 and has grown the digital bank to more than 135 million customers across Latin America. The company has received conditional approval to establish a U.S. national bank. Before founding Nubank, Vélez worked at Sequoia Capital, Goldman Sachs, Morgan Stanley, and General Atlantic.&lt;/p&gt;&lt;p&gt;Vince has served as Chairman and CEO of BNY since 2022. Prior to that role, he spent 26 years</description>
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   <title>OpenAI adds Nubank and BNY chiefs to its foundation boards</title>
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   <description>&lt;p&gt;OpenAI has appointed David Vélez, founder and CEO of Nubank, and Robin Vince, Chairman and CEO of BNY, to the boards of the OpenAI Foundation and OpenAI Group PBC, according to a statement from the organization.&lt;/p&gt;&lt;p&gt;Vélez founded Nubank in 2013 and has grown the digital bank to more than 135 million customers across Latin America. The company has received conditional approval to establish a U.S. national bank. Before founding Nubank, Vélez worked at Sequoia Capital, Goldman Sachs, Morgan Stanley, and General Atlantic.&lt;/p&gt;&lt;p&gt;Vince has served as Chairman and CEO of BNY since 2022. Prior to that role, he spent 26 years</description>
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   <title>Nubank Strengthens Its Brazil Operation With a New Banking License</title>
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&lt;p class=&quot;bwalignc&quot;&gt;
&lt;i&gt;The move comes through the acquisition of Banco Porto Real and deepens the relationship of trust with the company's more than 115 million customers in the country&lt;/i&gt;

&lt;/p&gt;
&lt;p&gt;    SÃO PAULO--(BUSINESS WIRE)--
Nubank, the leading digital financial institution in Latin America, announces an agreement to acquire Banco Porto Real de Investimentos S/A, a bank founded in 1992 in Porto Real, Rio de Janeiro, that operates in the extension of credit to wholesale clients. With this move, which will be submitted for approval by Brazil's Central Bank, Nubank meets the requirements of Joint Resolution No. 17, issued by the Central</description>
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   <title>Nubank Strengthens Its Brazil Operation With a New Banking License</title>
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&lt;p class=&quot;bwalignc&quot;&gt;
&lt;i&gt;The move comes through the acquisition of Banco Porto Real and deepens the relationship of trust with the company's more than 115 million customers in the country&lt;/i&gt;

&lt;/p&gt;
&lt;p&gt;    SÃO PAULO--(BUSINESS WIRE)--
Nubank, the leading digital financial institution in Latin America, announces an agreement to acquire Banco Porto Real de Investimentos S/A, a bank founded in 1992 in Porto Real, Rio de Janeiro, that operates in the extension of credit to wholesale clients. With this move, which will be submitted for approval by Brazil's Central Bank, Nubank meets the requirements of Joint Resolution No. 17, issued by the Central</description>
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   <title>Nubank Strengthens Its Brazil Operation With a New Banking License</title>
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   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
&lt;i&gt;The move comes through the acquisition of Banco Porto Real and deepens the relationship of trust with the company's more than 115 million customers in the country&lt;/i&gt;

&lt;/p&gt;
&lt;p&gt;    SÃO PAULO--(BUSINESS WIRE)--
Nubank, the leading digital financial institution in Latin America, announces an agreement to acquire Banco Porto Real de Investimentos S/A, a bank founded in 1992 in Porto Real, Rio de Janeiro, that operates in the extension of credit to wholesale clients. With this move, which will be submitted for approval by Brazil's Central Bank, Nubank meets the requirements of Joint Resolution No. 17, issued by the Central</description>
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   <title>Nubank Strengthens Its Brazil Operation With a New Banking License</title>
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&lt;p class=&quot;bwalignc&quot;&gt;
&lt;i&gt;The move comes through the acquisition of Banco Porto Real and deepens the relationship of trust with the company's more than 115 million customers in the country&lt;/i&gt;

&lt;/p&gt;
&lt;p&gt;    SÃO PAULO--(BUSINESS WIRE)--
Nubank, the leading digital financial institution in Latin America, announces an agreement to acquire Banco Porto Real de Investimentos S/A, a bank founded in 1992 in Porto Real, Rio de Janeiro, that operates in the extension of credit to wholesale clients. With this move, which will be submitted for approval by Brazil's Central Bank, Nubank meets the requirements of Joint Resolution No. 17, issued by the Central</description>
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   <title>Nubank Strengthens Its Brazil Operation With a New Banking License</title>
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&lt;p class=&quot;bwalignc&quot;&gt;
&lt;i&gt;The move comes through the acquisition of Banco Porto Real and deepens the relationship of trust with the company's more than 115 million customers in the country&lt;/i&gt;

&lt;/p&gt;
&lt;p&gt;    SÃO PAULO--(BUSINESS WIRE)--
Nubank, the leading digital financial institution in Latin America, announces an agreement to acquire Banco Porto Real de Investimentos S/A, a bank founded in 1992 in Porto Real, Rio de Janeiro, that operates in the extension of credit to wholesale clients. With this move, which will be submitted for approval by Brazil's Central Bank, Nubank meets the requirements of Joint Resolution No. 17, issued by the Central</description>
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   <title>Nubank Strengthens Its Brazil Operation With a New Banking License</title>
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   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
&lt;i&gt;The move comes through the acquisition of Banco Porto Real and deepens the relationship of trust with the company's more than 115 million customers in the country&lt;/i&gt;

&lt;/p&gt;
&lt;p&gt;    SÃO PAULO--(BUSINESS WIRE)--
Nubank, the leading digital financial institution in Latin America, announces an agreement to acquire Banco Porto Real de Investimentos S/A, a bank founded in 1992 in Porto Real, Rio de Janeiro, that operates in the extension of credit to wholesale clients. With this move, which will be submitted for approval by Brazil's Central Bank, Nubank meets the requirements of Joint Resolution No. 17, issued by the Central</description>
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   <title>Nubank Strengthens Its Brazil Operation With a New Banking License</title>
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   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
&lt;i&gt;The move comes through the acquisition of Banco Porto Real and deepens the relationship of trust with the company's more than 115 million customers in the country&lt;/i&gt;

&lt;/p&gt;
&lt;p&gt;    SÃO PAULO--(BUSINESS WIRE)--
Nubank, the leading digital financial institution in Latin America, announces an agreement to acquire Banco Porto Real de Investimentos S/A, a bank founded in 1992 in Porto Real, Rio de Janeiro, that operates in the extension of credit to wholesale clients. With this move, which will be submitted for approval by Brazil's Central Bank, Nubank meets the requirements of Joint Resolution No. 17, issued by the Central</description>
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   <title>Nubank Strengthens Its Brazil Operation With a New Banking License</title>
   <link>http://www.streetinsider.com/Business+Wire/Nubank+Strengthens+Its+Brazil+Operation+With+a+New+Banking+License/26790650.html</link>
   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
&lt;i&gt;The move comes through the acquisition of Banco Porto Real and deepens the relationship of trust with the company's more than 115 million customers in the country&lt;/i&gt;

&lt;/p&gt;
&lt;p&gt;    SÃO PAULO--(BUSINESS WIRE)--
Nubank, the leading digital financial institution in Latin America, announces an agreement to acquire Banco Porto Real de Investimentos S/A, a bank founded in 1992 in Porto Real, Rio de Janeiro, that operates in the extension of credit to wholesale clients. With this move, which will be submitted for approval by Brazil's Central Bank, Nubank meets the requirements of Joint Resolution No. 17, issued by the Central</description>
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   <pubDate>Mon, 20 Jul 2026 18:15:00 -0400</pubDate>
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   <title>Nubank Strengthens Its Brazil Operation With a New Banking License</title>
   <link>http://www.streetinsider.com/Business+Wire/Nubank+Strengthens+Its+Brazil+Operation+With+a+New+Banking+License/26790650.html</link>
   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
&lt;i&gt;The move comes through the acquisition of Banco Porto Real and deepens the relationship of trust with the company's more than 115 million customers in the country&lt;/i&gt;

&lt;/p&gt;
&lt;p&gt;    SÃO PAULO--(BUSINESS WIRE)--
Nubank, the leading digital financial institution in Latin America, announces an agreement to acquire Banco Porto Real de Investimentos S/A, a bank founded in 1992 in Porto Real, Rio de Janeiro, that operates in the extension of credit to wholesale clients. With this move, which will be submitted for approval by Brazil's Central Bank, Nubank meets the requirements of Joint Resolution No. 17, issued by the Central</description>
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   	  </item>
  <item>
   <title>Nubank Strengthens Its Brazil Operation With a New Banking License</title>
   <link>http://www.streetinsider.com/Business+Wire/Nubank+Strengthens+Its+Brazil+Operation+With+a+New+Banking+License/26790650.html</link>
   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
&lt;i&gt;The move comes through the acquisition of Banco Porto Real and deepens the relationship of trust with the company's more than 115 million customers in the country&lt;/i&gt;

&lt;/p&gt;
&lt;p&gt;    SÃO PAULO--(BUSINESS WIRE)--
Nubank, the leading digital financial institution in Latin America, announces an agreement to acquire Banco Porto Real de Investimentos S/A, a bank founded in 1992 in Porto Real, Rio de Janeiro, that operates in the extension of credit to wholesale clients. With this move, which will be submitted for approval by Brazil's Central Bank, Nubank meets the requirements of Joint Resolution No. 17, issued by the Central</description>
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   	  </item>
  <item>
   <title>Nubank Strengthens Its Brazil Operation With a New Banking License</title>
   <link>http://www.streetinsider.com/Business+Wire/Nubank+Strengthens+Its+Brazil+Operation+With+a+New+Banking+License/26790650.html</link>
   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
&lt;i&gt;The move comes through the acquisition of Banco Porto Real and deepens the relationship of trust with the company's more than 115 million customers in the country&lt;/i&gt;

&lt;/p&gt;
&lt;p&gt;    SÃO PAULO--(BUSINESS WIRE)--
Nubank, the leading digital financial institution in Latin America, announces an agreement to acquire Banco Porto Real de Investimentos S/A, a bank founded in 1992 in Porto Real, Rio de Janeiro, that operates in the extension of credit to wholesale clients. With this move, which will be submitted for approval by Brazil's Central Bank, Nubank meets the requirements of Joint Resolution No. 17, issued by the Central</description>
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  <item>
   <title>Nubank Strengthens Its Brazil Operation With a New Banking License</title>
   <link>http://www.streetinsider.com/Business+Wire/Nubank+Strengthens+Its+Brazil+Operation+With+a+New+Banking+License/26790650.html</link>
   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
&lt;i&gt;The move comes through the acquisition of Banco Porto Real and deepens the relationship of trust with the company's more than 115 million customers in the country&lt;/i&gt;

&lt;/p&gt;
&lt;p&gt;    SÃO PAULO--(BUSINESS WIRE)--
Nubank, the leading digital financial institution in Latin America, announces an agreement to acquire Banco Porto Real de Investimentos S/A, a bank founded in 1992 in Porto Real, Rio de Janeiro, that operates in the extension of credit to wholesale clients. With this move, which will be submitted for approval by Brazil's Central Bank, Nubank meets the requirements of Joint Resolution No. 17, issued by the Central</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Business+Wire/Nubank+Strengthens+Its+Brazil+Operation+With+a+New+Banking+License/26790650.html</guid>
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   	  </item>
  <item>
   <title>Nubank Strengthens Its Brazil Operation With a New Banking License</title>
   <link>http://www.streetinsider.com/Business+Wire/Nubank+Strengthens+Its+Brazil+Operation+With+a+New+Banking+License/26790650.html</link>
   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
&lt;i&gt;The move comes through the acquisition of Banco Porto Real and deepens the relationship of trust with the company's more than 115 million customers in the country&lt;/i&gt;

&lt;/p&gt;
&lt;p&gt;    SÃO PAULO--(BUSINESS WIRE)--
Nubank, the leading digital financial institution in Latin America, announces an agreement to acquire Banco Porto Real de Investimentos S/A, a bank founded in 1992 in Porto Real, Rio de Janeiro, that operates in the extension of credit to wholesale clients. With this move, which will be submitted for approval by Brazil's Central Bank, Nubank meets the requirements of Joint Resolution No. 17, issued by the Central</description>
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  <item>
   <title>Nubank Strengthens Its Brazil Operation With a New Banking License</title>
   <link>http://www.streetinsider.com/Business+Wire/Nubank+Strengthens+Its+Brazil+Operation+With+a+New+Banking+License/26790650.html</link>
   <description>
&lt;p class=&quot;bwalignc&quot;&gt;
&lt;i&gt;The move comes through the acquisition of Banco Porto Real and deepens the relationship of trust with the company's more than 115 million customers in the country&lt;/i&gt;

&lt;/p&gt;
&lt;p&gt;    SÃO PAULO--(BUSINESS WIRE)--
Nubank, the leading digital financial institution in Latin America, announces an agreement to acquire Banco Porto Real de Investimentos S/A, a bank founded in 1992 in Porto Real, Rio de Janeiro, that operates in the extension of credit to wholesale clients. With this move, which will be submitted for approval by Brazil's Central Bank, Nubank meets the requirements of Joint Resolution No. 17, issued by the Central</description>
   <guid isPermaLink="true">http://www.streetinsider.com/Business+Wire/Nubank+Strengthens+Its+Brazil+Operation+With+a+New+Banking+License/26790650.html</guid>
   <pubDate>Mon, 20 Jul 2026 18:15:00 -0400</pubDate>
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  <item>
   <title>Nubank agrees to acquire Banco Porto Real de Investimentos</title>
   <link>http://www.streetinsider.com/Corporate+News/Nubank+agrees+to+acquire+Banco+Porto+Real+de+Investimentos/26790430.html</link>
   <description>&lt;p&gt;Nu Holdings (NYSE: NU) has announced an agreement to acquire Banco Porto Real de Investimentos S/A, a bank founded in 1992 in Porto Real, Rio de Janeiro, that operates in wholesale credit lending. The deal is subject to approval by Brazil's Central Bank.&lt;/p&gt;&lt;p&gt;According to a press release, the acquisition is intended to help Nubank meet the requirements of Joint Resolution No. 17, issued by Brazil's Central Bank and the National Monetary Council, which regulates the naming of financial institutions.&lt;/p&gt;&lt;p&gt;Once completed, Banco Porto Real's banking license will be added to the existing licenses under which Nubank operates, including a Payment Institution</description>
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   <pubDate>Mon, 20 Jul 2026 17:12:01 -0400</pubDate>
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