Form EFFECT FINANCIAL INSTITUTIONS

February 18, 2026 6:12 AM UTC
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Notice of Effectiveness
Effectiveness Date: February 17, 2026 4:00 P.M.
Form: S-4
CIK: 0000862831
Company Name: FINANCIAL INSTITUTIONS INC
File Number: 333-293081


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