Form 485BPOS VARIABLE ANNUITY LIFE
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E-mailFile Nos. 333-137942
811-03240
SECURITIES AND EXCHANGE
COMMISSION
Washington, D.C. 20549
Form
REGISTRATION STATEMENT
UNDER
THE SECURITIES
ACT
OF 1933Pre-Effective Amendment No. |
[ ] |
Post-Effective Amendment No. 42 |
[X] |
and/or
REGISTRATION STATEMENT
UNDER
THE INVESTMENT COMPANY ACT OF 1940
Amendment No. 323 |
[X] |
(Exact Name of
Registered Separate Account
)
THE VARIABLE ANNUITY LIFE
INSURANCE
COMPANY
(Name of
Insurance Company
)
2929 Allen Parkway, Houston, Texas 77019
(Address of
Insurance Company
’s Principal Offices) (Zip Code)
Insurance Company
’s Telephone Number, including Area Code: (713) 831-3575
Johnpaul S. Van Maele
The Variable Annuity Life Insurance Company
2919 Allen Parkway, Houston, Texas 77019
(Name and Address of Agent for Service
)
Approximate Date of Proposed Public
Offering
: ContinuousIt is proposed that this filing will become effective:
☒
immediately upon filing pursuant to paragraph (b) of Rule 485
☐
on
October
30
, 2026 pursuant to paragraph (b) of Rule 485
☐
60 days after filing pursuant to paragraph (a)(1) of Rule 485
☐
on (date) pursuant to paragraph (a)(1) of Rule 485.
If appropriate, check the following box:
☐
This post-effective amendment designates a new effective date for a previously filed post-effective amendment.
Check each box that appropriately characterizes the Registrant:
☐
New Registrant (as applicable, a Registered Separate Account or Insurance Company that has not filed a Securities Act
registration statement or amendment thereto within 3 years preceding this filing)
☐
Emerging Growth Company (as defined by Rule 12b-2 under the Securities Exchange Act of 1934 (“Exchange Act”))
☐
If an Emerging Growth Company, indicate by check mark if the Registrant has elected not to use the extended transition
period for complying with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of
Securities Act
☐
Insurance Company relying on Rule 12h-7 under the Exchange Act
☐
Smaller reporting company (as defined by Rule 12b-2 under the Exchange Act)
Title of Securities Being Registered:
Units of interest in The Variable Annuity Life Insurance Company Separate Account A of
The Variable Annuity Life Insurance Company under variable annuity
contracts
.EXPLANATORY NOTE: The prospectus and Statement of Additional Information each dated
May
1, 2026, as filed under Form N-4, post-effective amendment No. 41 under the Securities Act of 1933 and Amendment No. 322 under the Investment
Company Act of 1940, File Nos. 333-137942 and 811-03240, filed
May 1, 2026, are incorporated by reference.
SUPPLEMENT DATED OCTOBER 30, 2026
TO THE PROSPECTUSES AND SUMMARY
PROSPECTUSES, EACH DATED May 1, 2026
THE VARIABLE ANNUITY LIFE INSURANCE COMPANY
SEPARATE ACCOUNT A
Fixed and Variable Deferred Annuity Contracts
Portfolio Director
®
Series 1.00 to 12.00
This supplement updates certain information in“Appendix A”) for the above referenced prospectuses, updating summary
Appendix A—Investment Options Available Under the Contract (
prospectuses
, and if applicable, initial summary prospectuses (collectively, the “Prospectus”). Except
as indicated in this supplement, all other information included in the Prospectus and Appendix A, including the footnotes, remains unchanged. You should read this supplement in conjunction with your Prospectus and retain it for future reference. All capitalized terms used but not defined herein have the same meaning as those included in the Prospectus. In the “Key Information: Important Information You Should Consider About the Contract” section, the following changes are made:
| • | In the “Ongoing Fees and Expenses (annual charges)” section of the “FEES AND EXPENSES” table, the minimum fee for Investment Options is |
| • | In the “Ongoing Fees and Expenses (annual charges)” section of the “FEES AND EXPENSES” table, the maximum fee for Investment Options is |
In the “Fee Tables” section in the prospectus and the “Additional Information About Fees” section in the initial summary prospectus, the following changes are made:
| • | In the “Annual Fund Expenses” table, the minimum Annual Fund Expenses is |
| • | In the “Annual Fund Expenses” table, the maximum Annual Fund Expenses is |
| • | In the “Examples” section, the following replaces the fee examples applicable to your Contract. |
The first set of examples assumes the most expensive combination of annual Contract expenses and annual Portfolio Company expenses and optional benefits available for an additional charge. Based on these assumptions, your costs would be:
(1) If you surrender your Contract at the end of the applicable time period:
Series 1 and 9 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $9,746 | $20,197 | $30,593 | $51,960 | |||
Series 2, 4, 5, 7, 8, and 10 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $9,732 | $20,157 | $30,531 | $51,849 | |||
Series 2, 6, 11, and 12 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $5,243 | $15,691 | $26,087 | $51,849 | |||
(2) If you annuitize your Contract or you do surrender your Co
not
ntrac
t: Series 1 and 9 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$5,258 |
$15,733 |
$26,152 |
$51,960 | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$5,243 |
$ 15,691 |
$26,087 |
$51,849 | |||
Series 2, 6, 11, and 12 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$5,243 |
$15,691 |
$26,087 |
$51,849 | |||
The second set of examples assumes the most expensive combination of annual Contract expenses and annual Portfolio Company expenses, with no optional benefits. Based on these assumptions, your costs would be:
(1) If you surrender your Contract at the end of the applicable time period:
Series 1 and 9 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
(2) If you annuitize your Contract or you do not surrender your Contract:
Series 1 and 9 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
e
2 o
f 35The third set of examples assumes the least expensive combination of annual Con
tract
expenses and annual Portfolio Company expenses, with no optional benefits. Based on these assumptions, your costs would be: (1) If you surrender your Contract at the end of the applicable time period:
Series 1 and 9 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
(2) If you annuitize your Contract or you do surrender your Contract:
not
Series 1 and 9 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Effective immediately, the following Portfolio Companies are hereby available as investment options under the Contract:
| • | T. Rowe Price Retirement 2065 Fun d - Advisor Cl ass |
| • | T. Rowe Price Retirement 2070 Fund - Advis or Class |
Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s)1 | Current Expenses |
Platform Charge6 |
+ Platform Charge |
1 Year | 5 Year | 10 Year (or life of fund) | |||||||
Large-Cap Equity |
Growth Fund Adviser: Sub-Adviser: |
|||||||||||||
Adviser: Sub-Adviser: |
||||||||||||||
Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
2, 5 Adviser: Sub-Advisers: ClearBridge Investments, LLC |
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2, 5 Adviser: Sub-Advisers: |
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2 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Advisers: |
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2, 5 Adviser: Sub-Adviser: |
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2 Adviser: Sub-Adviser: |
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3 – Investor Advisers: Capital Management, LLC; Lazard Asset Management LLC; and Sanders Capital, LLC |
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Cap Equity |
3 – Investor ClassAdviser: |
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2 Adviser: Sub-Advisers: Investment Management Co. LLC |
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2 Adviser: Sub-Advisers: Partners and Wellington Management |
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2 Adviser: Sub-Adviser: |
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Page 4 of 35
Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
Small-Cap Equity |
3 – Investor Class Adviser: |
|||||||||||||
2 Adviser: Sub-Adviser: |
- |
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2, 5 Adviser: Sub-Advisers: T. Rowe Price Associates, Inc. and T. Rowe Price Investment Management, Inc. |
- |
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2, 5 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Adviser: |
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(International and Domestic) |
2, 5 Adviser: Sub-Advisers: Investment Management LLC |
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2, 5 Adviser: Sub-Adviser: |
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Equity |
2 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Advisers: |
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2, 5 Adviser: Sub-Advisers: |
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2, 5 Adviser: Sub-Advisers: Advisers, LLC |
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2 Adviser: Sub-Advisers: |
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Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
3, 5 – Class R5 Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
(Equity and Fixed Income) |
2, 5 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Advisers: |
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2, 5 Adviser: Sub-Adviser: |
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Fund 3 – Advisor Class Adviser: |
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Fund 3 – Advisor Class Adviser: |
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Fund 3 – Advisor Class Adviser: |
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Fund 3 – Advisor Class Adviser: |
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Fund Adviser: |
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Fund 3 – Advisor Class Adviser: |
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Fund 3 – Advisor Class Adviser: |
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Fund 3 – Advisor Class Adviser: |
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Fund 3 – Advisor Class Adviser: |
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Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
Fund 3 – Advisor Class Adviser: |
||||||||||||||
Fund Adviser: |
||||||||||||||
Fund 3 – Advisor Class Adviser: |
N/A | |||||||||||||
Fund 3, 4 – Investor Shares Adviser: |
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Fund 3, 4 – Investor Shares Adviser: |
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Fund 3, 4 – Investor Shares Adviser: |
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3 – Investor Shares Adviser: |
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2 Adviser: Sub-Advisers: |
- |
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5 – Institutional Shares Adviser: |
||||||||||||||
2 Adviser: Sub-Adviser: |
- |
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2, 5 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2 Adviser: Sub-Adviser: |
- |
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3 – Investor Shares Advisers: |
- |
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Fund 3 – Investor Shares Adviser: |
- |
- | ||||||||||||
Page 7
of 3
5 SUPPLEMENT DATED OCTOBER 30, 2026
TO THE PROSPECTUSES AND SUMMARY
PROSPECTUSES, EACH DATED May 1, 2026
THE VARIABLE ANNUITY LIFE INSURANCE COMPANY
SEPARATE ACCOUNT A
Fixed and Variable Deferred Annuity Contracts
Portfolio Director
®
Series 1.20 to 13.20
This supplement updates certain information in“Appendix A”) for the above referenced prospectuses, updating summary prospectuses, and if applicable, initial summary prospectuses (collectively, the “Prospectus”). Except as indicated in this supplement, all other information included in the Prospectus and Appendix A, including the footnotes, remains unchanged. You should read this supplement in conjunction with your Prospectus and retain it for future reference. All capitalized terms used but not defined herein have the same meaning as those included in the Prospectus.
Appendix A—Investment Options Available Under the Contract (
In the “Key Information: Important Information You Should Consider About the Contract” section, the following changes are made:
| • | In the “Ongoing Fees and Expenses (annual charges)” section of the “FEES AND EXPENSES” table, the minimum fee for Investment Options is |
| • | In the “Ongoing Fees and Expenses (annual charges)” section of the “FEES AND EXPENSES” table, the maximum fee for Investment Options is |
In the “Fee Tables” section in the prospectus and the “Additional Information About Fees” section in the initial summary prospectus, the following changes are made:
| • | In the “Annual Fund Expenses” table, the minimum Annual Fund Expenses is |
| • | In the “Annual Fund Expenses” table, the maximum Annual Fund Expenses is |
| • | In the “Examples” section, the following replaces the fee examples applicable to your Contract. |
The first set of examples assumes the most expensive combination of annual Contract expenses and annual Portfolio Company expenses and optional benefits available for an additional charge. Based on these assumptions, your costs would be:
(1) If you surrender your Contract at the end of the applicable time period:
Series 1 and 9 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $9,560 | $19,671 | $29,769 | $50,486 | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $9,546 | $19,632 | $29,707 | $50,374 | |||
Series 2, 6, 11, and 12 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $5,049 | $15,139 | $25,218 | $50,374 | |||
(2) If you annuitize your Contract or you do surrender your Contract:
not
Series 1 and 9 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$5,063 |
$15,180 |
$25,284 |
$50,486 | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$5,049 |
$15,139 |
$25,218 |
$50,374 | |||
Series 2, 6, 11, and 12 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$5,049 |
$15,139 |
$25,218 |
$50,374 | |||
The second set of examples assumes the most expensive combination of annual Contract expenses and annual Portfolio Company expenses, with no optional benefits. Based on these assumptions, your costs would be:
(1) If you surrender your Contract at the end of the applicable time period:
Series 1 and 9 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
(2) If you annuitize your Contract or you do not surrender your Contract:
Series 1 and 9 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
The third set of examples assumes the least expensive combination of annual Contract expenses and annual Portfolio Company expenses, with no optional benefits. Based on these assumptions, your costs would be:
(1) If you surrender your Contract at the end of the applicable time period:
Series 1 and 9 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
(2) If you annuitize your Contract or you do surrender your Contract:
not
Series 1 and 9 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Effective immediately, the following Portfolio Companies are hereby available as investment options under the Contract:
| • | T. Rowe Price Retirement 2065 Fund - Advisor Class |
| • | T. Rowe Price Retirement 2070 Fund - Advisor Class |
Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s)1 | Current Expenses |
Platform Charge6 |
+ Platform Charge |
1 Year | 5 Year | 10 Year (or life of fund) | |||||||
| Large-Cap Equity |
Growth Fund Adviser: Sub- |
|||||||||||||
Adviser: Sub-Adviser: |
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Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
2, 5 Adviser: Sub-Advisers: |
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2, 5 Adviser: Sub-Advisers: |
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2 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Advisers: |
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2, 5 Adviser: Sub-Adviser: |
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2 Adviser: Sub-Adviser: |
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3 – Investor Advisers: |
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Cap Equity |
3 – Investor Class Adviser: |
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2 Adviser: Sub-Advisers: |
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2 Adviser: Sub-Advisers: |
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Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
2 Adviser: Sub-Adviser: |
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Equity |
3 – Investor Class Adviser: |
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2 Adviser: Sub-Adviser: |
- |
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2, 5 Adviser: Sub-Advisers: |
- |
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2, 5 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Adviser: |
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(International and Domestic) |
2, 5 Adviser: Sub-Advisers: |
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2, 5 Adviser: Sub-Adviser: |
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Equity |
2 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Advisers: |
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2, 5 Adviser: Sub-Advisers: |
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2, 5 Adviser: Sub-Advisers: |
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Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
2 Adviser: Sub-Advisers: |
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Fund 3, 5 – Class R5 Adviser: |
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2, 5 Adviser: Sub-Advisers: |
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(Equity and Fixed Income) |
2, 5 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Adviser: |
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2, 5 Adviser: Sub-Advisers: |
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2, 5 Adviser: Sub-Adviser: |
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3 – Advisor Class Adviser: |
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3 – Advisor Class Adviser: |
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3 – Advisor Class Adviser: |
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3 – Advisor Class Adviser: |
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3 – Advisor Class Adviser: |
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3 – Advisor Class Adviser: |
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3 – Advisor Class Adviser: |
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o
f 35Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
3 – Advisor Class Adviser: |
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3 – Advisor Class Adviser: |
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3 – Advisor Class Adviser: |
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3 – Advisor Class Adviser: |
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3 – Advisor Class Adviser: |
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3, 4 – Investor Shares Adviser: |
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3, 4 – Investor Shares Adviser: |
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3, 4 – Investor Shares Adviser: |
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3 – Investor Shares Adviser: |
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2 Adviser: Sub-Advisers: |
- |
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5 – Institutional Shares Adviser: |
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2 Adviser: Sub-Adviser: |
- |
|||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
2 Adviser: Sub-Adviser: |
- |
|||||||||||||
3 – Investor Shares Advisers: |
- |
|||||||||||||
3 – Investor Shares Adviser: |
- |
- | ||||||||||||
Page 15 of 35
SUPPLEMENT DATED OCTOBER 30, 2026
TO THE PROSPECTUSES AND SUMMARY
PROSPECTUSES, EACH DATED May 1, 2026
THE VARIABLE ANNUITY LIFE INSURANCE COMPANY
SEPARATE ACCOUNT A
Fixed and Variable Deferred Annuity Contracts
Portfolio Director
®
Series 1.40 to 12.40
This supplement updates certain information in“Appendix A”) for the above referenced prospectuses, updating summary prospectuses, and if applicable, initial summary prospectuses (collectively, the “Prospectus”). Except as indicated in this supplement, all other information included in the Prospectus and Appendix A, including the footnotes, remains unchanged. You should read this supplement in conjunction with your Prospectus and retain it for future reference. All capitalized terms used but not defined herein have the same meaning as those included in the Prospectus.
Appendix A—Investment Options Available Under the Contract (
In the “Key Information: Important Information You Should Consider About the Contract” section, the following changes are made:
| • | In the “Ongoing Fees and Expenses (annual charges)” section of the “FEES AND EXPENSES” table, the minimum fee for Investment Options is |
| • | In the “Ongoing Fees and Expenses (annual charges)” section of the “FEES AND EXPENSES” table, the maximum fee for Investment Options is |
In the “Fee Tables” section in the prospectus and the “Additional Information About Fees” section in the initial summary prospectus, the following changes are made:
| • | In the “Annual Fund Expenses” table, the minimum Annual Fund Expenses is |
| • | In the “Annual Fund Expenses” table, the maximum Annual Fund Expenses is |
| • | In the “Examples” section, the following replaces the fee examples applicable to your Contract. |
The first set of examples assumes the most expensive combination of annual Contract expenses and annual Portfolio Company expenses and optional benefits available for an additional charge. Based on these assumptions, your costs would be:
(1) If you surrender your Contract at the end of the applicable time period:
Series 1 and 9 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $9,374 | $19,143 | $28,938 | $48,979 | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $9,360 | $19,103 | $28,875 | $48,866 | |||
Series 2, 6, 11, and 12 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $4,854 | $14,583 | $24,341 | $48,866 | |||
(2) If you annuitize your Contract or you do surrender your Contract:
not
Series 1 and 9 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$4,868 |
$14,625 |
$24,407 |
$48,979 | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$4,854 |
$14,583 |
$24,341 |
$48,866 | |||
Series 2, 6, 11, and 12 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$4,854 |
$14,583 |
$24,341 |
$48,866 | |||
The second set of examples assumes the most expensive combination of annual Contract expenses and annual Portfolio Company expenses, with no optional benefits. Based on these assumptions, your costs would be:
(1) If you surrender your Contract at the end of the applicable time period:
Series 1 and 9 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
(2) If you annuitize your Contract or you do not surrender your Contract:
Series 1 and 9 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
ge
17 of
3The third set of examples assumes the least expensive combination of annual Contract expenses and annual Portfolio Company expenses, with no optional benefits. Based on these assumptions, your costs would be:
(1) If you surrender your Contract at the end of the applicable time period:
Series 1 and 9 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
(2) If you annuitize your Contract or you do surrender your Contract:
not
Series 1 and 9 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Effective immediately, the following Portfolio Companies are hereby available as investment options under the Contract:
| • | T. Rowe Price Retirement 2065 Fund - Advisor Class |
| • | T. Rowe Price Retirement 2070 Fund - Advisor Class |
Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s)1 | Current Expenses |
Platform Charge6 |
+ Platform Charge |
1 Year | 5 Year | 10 Year (or life of fund) | |||||||
Large-Cap Equity |
Growth Fund Adviser: Sub-Adviser: |
|||||||||||||
Adviser: Sub-Adviser: |
||||||||||||||
Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
2 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2 Adviser: Sub-Adviser: |
||||||||||||||
3 – Investor Advisers: |
||||||||||||||
Cap Equity |
3 – Investor Class Adviser: |
|||||||||||||
2 Adviser: Sub-Advisers: |
||||||||||||||
2 Adviser: Sub-Advisers: |
||||||||||||||
2 Adviser: Sub-Adviser: |
||||||||||||||
Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
3 – Investor Class Adviser: |
||||||||||||||
2 Adviser: Sub-Adviser: |
- |
|||||||||||||
2, 5 Adviser: Sub-Advisers: |
- |
|||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
and Domestic) |
2, 5 Adviser: Sub-Advisers: |
|||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
Equity |
2 Adviser: Sub-Adviser: |
|||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
2 Adviser: Sub-Advisers: |
||||||||||||||
3, 5 – Class R5 Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
(Equity and Fixed Income) |
2, 5 Adviser: Sub-Adviser: |
|||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
3 – Advisor Class Adviser: |
N/A | |||||||||||||
3, 4 – Investor Shares Adviser: |
||||||||||||||
3, 4 – Investor Shares Adviser: |
||||||||||||||
3, 4 – Investor Shares Adviser: |
||||||||||||||
3 – Investor Shares Adviser: |
||||||||||||||
2 Adviser: Sub-Advisers: |
- |
|||||||||||||
5 – Institutional Shares Adviser: |
||||||||||||||
2 Adviser: Sub-Adviser: |
- |
|||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2 Adviser: Sub-Adviser: |
- |
|||||||||||||
Fund 3 – Investor Shares Advisers: |
- |
|||||||||||||
3 – Investor Shares Adviser: |
- |
- | ||||||||||||
Page 22 of 35
SUPPLEMENT DATED OCTOBER 30, 2026
TO THE PROSPECTUSES AND SUMMARY
PROSPECTUSES, EACH DATED May 1, 2026
THE VARIABLE ANNUITY LIFE INSURANCE COMPANY
SEPARATE ACCOUNT A
Fixed and Variable Deferred Annuity Contracts
Portfolio Director
®
Series 1.60 to 12.60
This supplement updates certain information in“Appendix A”) for the above referenced prospectuses, updating summary prospectuses, and if applicable, initial summary prospectuses (collectively, the “Prospectus”). Except as indicated in this supplement, all other information included in the Prospectus and Appendix A, including the footnotes, remains unchanged. You should read this supplement in conjunction with your Prospectus and retain it for future reference. All capitalized terms used but not defined herein have the same meaning as those included in the Prospectus.
Appendix A—Investment Options Available Under the Contract (
In the “Key Information: Important Information You Should Consider About the Contract” section, the following changes are made:
| • | In the “Ongoing Fees and Expenses (annual charges)” section of the “FEES AND EXPENSES” table, the minimum fee for Investment Options is |
| • | In the “Ongoing Fees and Expenses (annual charges)” section of the “FEES AND EXPENSES” table, the maximum fee for Investment Options is |
In the “Fee Tables” section in the prospectus and the “Additional Information About Fees” section in the initial summary prospectus, the following changes are made:
| • | In the “Annual Fund Expenses” table, the minimum Annual Fund Expenses is |
| • | In the “Annual Fund Expenses” table, the maximum Annual Fund Expenses is |
| • | In the “Examples” section, the following replaces the fee examples applicable to your Contract. |
The first set of examples assumes the most expensive combination of annual Contract expenses and annual Portfolio Company expenses and optional benefits available for an additional charge. Based on these assumptions, your costs would be:
(1) If you surrender your Contract at the end of the applicable time period:
Series 1 and 9 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $9,188 | $18,611 | $28,097 | $47,438 | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $9,174 | $18,571 | $28,034 | $47,323 | |||
Series 2, 6, 11, and 12 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $4,658 | $14,023 | $23,455 | $47,323 | |||
(2) If you annuitize your Contract or you do surrender your Contract:
not
Series 1 and 9 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$4,673 |
$14,065 |
$23,521 |
$47,438 | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$4,658 |
$14,023 |
$23,455 |
$47,323 | |||
Series 2, 6, 11, and 12 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$4,658 |
$14,023 |
$23,455 |
$47,323 | |||
The second set of examples assumes the most expensive combination of annual Contract expenses and annual Portfolio Company expenses, with no optional benefits. Based on these assumptions, your costs would be:
(1) If you surrender your Contract at the end of the applicable time period:
Series 1 and 9 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
(2) If you annuitize your Contract or you do not surrender your Contract:
Series 1 and 9 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
The third set of examples assumes the least expensive combination of annual Contract expenses and annual Portfolio Company expenses, with no optional benefits. Based on these assumptions, your costs would be:
(1) If you surrender your Contract at the end of the applicable time period:
Series 1 and 9 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
(2) If you annuitize your Contract or you do surrender your Contract:
not
Series 1 and 9 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Effective immediately, the following Portfolio Companies are hereby available as investment options under the Contract:
| • | T. Rowe Price Retirement 2065 Fund - Advisor Class |
| • | T. Rowe Price Retirement 2070 Fund - Advisor Class |
Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s)1 | Current Expenses |
Platform Charge6 |
+ Platform Charge |
1 Year | 5 Year | 10 Year (or life of fund) | |||||||
Large-Cap Equity |
Growth Fund Adviser: Sub-Adviser: |
|||||||||||||
Adviser: Sub-Adviser: |
||||||||||||||
Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
2 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2 Adviser: Sub-Adviser: |
||||||||||||||
3 – Investor Advisers: |
||||||||||||||
3 – Investor Class Adviser: |
||||||||||||||
Mid Cap 2 Adviser: Sub-Advisers: |
||||||||||||||
2 Adviser: Sub-Advisers: |
||||||||||||||
2 Adviser: Sub-Adviser: |
||||||||||||||
Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
3 – Investor Class Adviser: |
||||||||||||||
2 Adviser: Sub-Adviser: |
- |
|||||||||||||
2, 5 Adviser: Sub-Advisers: |
- |
|||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
Equity |
2 Adviser: Sub-Adviser: |
|||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
2 Adviser: Sub-Advisers: |
||||||||||||||
Fund 3, 5 – Class R5 Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
(Equity and Fixed Income) |
2, 5 Adviser: Sub-Adviser: |
|||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
3 – Advisor Class Adviser: |
N/A | |||||||||||||
3, 4 – Investor Shares Adviser: |
||||||||||||||
3, 4 – Investor Shares Adviser: |
||||||||||||||
3, 4 – Investor Shares Adviser: |
||||||||||||||
3 – Investor Shares Adviser: |
||||||||||||||
2 Adviser: Sub-Advisers: |
- |
|||||||||||||
Fund 5 – Institutional Shares Adviser: |
||||||||||||||
2 Adviser: Sub-Adviser: |
- |
|||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2 Adviser: Sub-Adviser: |
- |
|||||||||||||
3 – Investor Shares Advisers: |
- |
|||||||||||||
3 – Investor Shares Adviser: |
- |
- | ||||||||||||
Page 29 of 35
SUPPLEMENT DATED OCTOBER 30, 2026
TO THE PROSPECTUSES AND SUMMARY
PROSPECTUSES, EACH DATED May 1, 2026
THE VARIABLE ANNUITY LIFE INSURANCE COMPANY
SEPARATE ACCOUNT A
Fixed and Variable Deferred Annuity Contracts
Portfolio Director
®
Series 1.80 to 12.80
This supplement updates certain information in“Appendix A”) for the above referenced prospectuses, updating summary prospectuses, and if applicable, initial summary prospectuses (collectively, the “Prospectus”). Except as indicated in this supplement, all other information included in the Prospectus and Appendix A, including the footnotes, remains unchanged. You should read this supplement in conjunction with your Prospectus and retain it for future reference. All capitalized terms used but not defined herein have the same meaning as those included in the Prospectus.
Appendix A—Investment Options Available Under the Contract (
In the “Key Information: Important Information You Should Consider About the Contract” section, the following changes are made:
| • | In the “Ongoing Fees and Expenses (annual charges)” section of the “FEES AND EXPENSES” table, the minimum fee for Investment Options is |
| • | In the “Ongoing Fees and Expenses (annual charges)” section of the “FEES AND EXPENSES” table, the maximum fee for Investment Options is |
In the “Fee Tables” section in the prospectus and the “Additional Information About Fees” section in the initial summary prospectus, the following changes are made:
| • | In the “Annual Fund Expenses” table, the minimum Annual Fund Expenses is |
| • | In the “Annual Fund Expenses” table, the maximum Annual Fund Expenses is |
| • | In the “Examples” section, the following replaces the fee examples applicable to your Contract. |
The first set of examples assumes the most expensive combination of annual Contract expenses and annual Portfolio Company expenses. Based on these assumptions, your costs would be:
(1) If you surrender your Contract at the end of the applicable time period:
Series 1 and 9 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
(2) If you annuitize your Contract or you do not surrender your Contract:
Series 1 and 9 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
| 1 Year | 3 Years | 5 Years | 10 Years | |||
| $ |
$ |
$ |
$ | |||
The second set of examples assumes the least expensive combination of annual Contract expenses and annual Portfolio Company expenses. Based on these assumptions, your costs would be:
(1) If you surrender your Contract at the end of the applicable time period:
Series 1 and 9 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
(2) If you annuitize your Contract or you do
not
surrender your Contract: Series 1 and 9 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 3, 4, 5, 7, 8, and 10 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Series 2, 6, 11, and 12 | ||||||
1 Year |
3 Years |
5 Years |
10 Years | |||
$ |
$ |
$ |
$ | |||
Effective immediately, the following Portfolio Companies are hereby available as investment options under the Contract:
| • | T. Rowe Price Retirement 2065 Fund - Advisor Class |
| • | T. Rowe Price Retirement 2070 Fund - Advisor Class |
Page 31 of 35
Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s)1 | Current Expenses |
Platform Charge6 |
+ Platform Charge |
1 Year | 5 Year | 10 Year (or life of fund) | |||||||
Domestic Large-Cap Equity |
Growth Fund Adviser: Sub-Adviser: |
|||||||||||||
Adviser: Sub-Adviser: |
||||||||||||||
Adviser: Sub-Advisers: |
||||||||||||||
Adviser: Sub-Advisers: |
||||||||||||||
Adviser: Sub-Adviser: |
||||||||||||||
Adviser: Sub-Adviser: |
||||||||||||||
Adviser: Sub-Adviser: |
||||||||||||||
Adviser: Sub-Adviser: |
||||||||||||||
Adviser: Sub-Advisers: |
||||||||||||||
Adviser: Sub-Adviser: |
||||||||||||||
Adviser: Sub-Adviser: |
||||||||||||||
Advisers: |
||||||||||||||
Cap Equity |
Adviser: |
|||||||||||||
Adviser: Sub-Advisers: |
||||||||||||||
Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
2 Adviser: Sub-Advisers: |
||||||||||||||
2 Adviser: Sub-Adviser: |
||||||||||||||
3 – Investor Class Adviser: |
||||||||||||||
2 Adviser: Sub-Adviser: |
- |
|||||||||||||
2, 5 Adviser: Sub-Advisers: |
- |
|||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
(International and Domestic) |
2, 5 Adviser: Sub-Advisers: |
|||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
Equity |
2 Adviser: Sub-Adviser: |
|||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
2 Adviser: Sub-Advisers: |
||||||||||||||
Fund 3, 5 – Class R5Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
(Equity and Fixed Income) |
2, 5 Adviser: Sub-Adviser: |
|||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Advisers: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
3 – Advisor ClassAdviser: |
||||||||||||||
3 – Advisor Class Adviser: |
||||||||||||||
3 – Advisor ClassAdviser: |
||||||||||||||
3 – Advisor ClassAdviser: |
||||||||||||||
3 – Advisor ClassAdviser: |
||||||||||||||
3 – Advisor ClassAdviser: |
||||||||||||||
3 – Advisor ClassAdviser: |
||||||||||||||
3 – Advisor ClassAdviser: |
||||||||||||||
| Current Expenses |
Average Annual Total Returns (as of Dec. 31, 2025) | |||||||||||||
| Type/ Investment Objective |
Portfolio Company and Adviser/Subadviser(s) 1 |
Current Expenses |
Platform Charge 6 |
+ Platform Charge |
1 Year |
5 Year |
10 Year (or life of fund) | |||||||
| 3 – Advisor ClassAdviser: |
||||||||||||||
| 3 – Advisor ClassAdviser: |
||||||||||||||
| 3 – Advisor ClassAdviser: |
||||||||||||||
| 3 – Advisor ClassAdviser: |
N/A |
|||||||||||||
| 3, 4 – Investor SharesAdviser: |
||||||||||||||
| 3, 4 – Investor SharesAdviser: |
||||||||||||||
3, 4 – Investor Shares Adviser: |
||||||||||||||
3 – Investor Shares Adviser: |
||||||||||||||
2 Adviser: Sub-Advisers: |
- |
|||||||||||||
Fund 5 – Institutional Shares Adviser: |
||||||||||||||
2 Adviser: Sub-Adviser: |
- |
|||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2, 5 Adviser: Sub-Adviser: |
||||||||||||||
2 Adviser: Sub-Adviser: |
- |
|||||||||||||
3 – Investor Shares Advisers: |
- |
|||||||||||||
3 – Investor Shares Adviser: |
- |
- | ||||||||||||
Page 35 of 35
Part C — Other InformatiON
Item 27.
| Exhibit Number |
Description |
Location |
| (a)(1) |
Incorporated by reference to Post-Effective Amendment No. 5 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on March 1, 1996, Accession No. 0000950129-96-000265. | |
| (a)(2) |
Incorporated by reference to Post-Effective Amendment No. 21 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account filed on April 30, 2003, Accession No. 0000899243-03-000987. | |
| (b) |
Custodian Agreements. |
Not Applicable. |
| (c)(1) |
Incorporated by reference to Post-Effective Amendment No. 26 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account filed on April 30, 2019. Accession No. 0001193125-19-128514. | |
| (d)(1) |
Incorporated by reference to Post-Effective Amendment No. 5 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on March 1, 1996, Accession No. 0000950129-96-000265. | |
| (d)(2) |
Incorporated by reference to Post-Effective Amendment No. 5 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on March 1, 1996, Accession No. 0000950129-96-000265. | |
| (d)(3) |
Incorporated by reference to Post-Effective Amendment No. 5 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on March 1, 1996, Accession No. 0000950129-96-000265. | |
| (d)(4) |
Incorporated by reference to Post-Effective Amendment No. 5 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on March 1, 1996, Accession No. 0000950129-96-000265. | |
| (d)(5) |
Incorporated by reference to Post-Effective Amendment No. 5 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on March 1, 1996, Accession No. 0000950129-96-000265. | |
| (d)(6) |
Incorporated by reference to Post-Effective Amendment No. 5 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on March 1, 1996, Accession No. 0000950129-96-000265. | |
| (d)(7) |
Incorporated by reference to Post-Effective Amendment No. 11 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on December 23, 1997, Accession No. 0000950129-97-005374. |
| Exhibit Number |
Description |
Location |
| (d)(8) |
Incorporated by reference to Post-Effective Amendment No. 15 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on December 17, 1998, Accession No. 0000950129-98-005074. | |
| (d)(9) |
Incorporated by reference to Post-Effective Amendment No. 16 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on April 26, 1999, Accession No. 0000950129-99-001733. | |
| (d)(10) |
Incorporated by reference to Post-Effective Amendment No. 16 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on April 26, 1999, Accession No. 0000950129-99-001733. | |
| (d)(11) |
Incorporated by reference to Post-Effective Amendment No. 16 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on April 26, 1999, Accession No. 0000950129-99-001733. | |
| (d)(12) |
Incorporated by reference to Post-Effective Amendment No. 21 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account filed on April 30, 2003, Accession No. 0000899243-03-000987. | |
| (d)(13) |
Incorporated by reference to Post-Effective Amendment No. 21 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account filed on April 30, 2003, Accession No. 0000899243-03-000987. | |
| (d)(14) |
Incorporated by reference to Post-Effective Amendment No. 21 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account filed on April 30, 2003, Accession No. 0000899243-03-000987. | |
| (d)(15) |
Incorporated by reference to Post-Effective Amendment No. 27 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account filed on April 28, 2020, Accession No. 0001683863-20-006208. | |
| (d)(16) |
Incorporated by reference to Post-Effective Amendment No. 2 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on May 25, 2007, Accession No. 0000354912-07-000021. | |
| (d)(17) |
Incorporated by reference to Post-Effective Amendment No. 2 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on May 25, 2007, Accession No. 0000354912-07-000021. | |
| (d)(18) |
Incorporated by reference to Post-Effective Amendment No. 13 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on February 17, 2011, Accession No. 0001193125-11-039089. | |
| (d)(19) |
Incorporated by reference to Post-Effective Amendment No. 14 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on April 29, 2011, Accession No. 0001193125-11-118987. |
| Exhibit Number |
Description |
Location |
| (d)(20) |
Incorporated by reference to Post-Effective Amendment No. 23 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on April 29, 2016, Accession No. 0001193125-16-569452. | |
| (d)(21)(i) |
Incorporated by reference to Post-Effective Amendment No. 27 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account filed on April 28, 2020, Accession No. 0001683863-20-006208. | |
| (d)(21)(ii) |
Incorporated by reference to Post-Effective Amendment No. 28 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account filed on April 28, 2021, Accession No. 0001193125-21-137102. | |
| (d)(21)(iii) |
Incorporated by reference to Post-Effective Amendment No. 28 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account filed on April 28, 2021, Accession No. 0001193125-21-137102. | |
| (d)(21)(iv) |
Incorporated by reference to Post-Effective Amendment No. 28 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account filed on April 28, 2021, Accession No. 0001193125-21-137102. | |
| (e)(1)(i) |
Incorporated by reference to Post-Effective Amendment No. 21 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account filed on April 30, 2003, Accession No. 0000899243-03-000987. | |
| (e)(1)(ii) |
Incorporated by reference to Post-Effective Amendment No. 21 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account filed on April 30, 2003, Accession No. 0000899243-03-000987. | |
| (e)(2) |
Incorporated by reference to Post-Effective Amendment No. 21 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account filed on April 30, 2003, Accession No. 0000899243-03-000987. | |
| (f)(1) |
Incorporated by reference to Post-Effective Amendment No. 5 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on March 1, 1996, Accession No. 0000950129-96-000265. | |
| (f)(2) |
Incorporated by reference to Post-Effective Amendment No. 5 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on March 1, 1996, Accession No. 0000950129-96-000265. | |
| (f)(3) |
Incorporated by reference to Initial Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on October 11, 2006, Accession No. 0001193125-06-206012. | |
| (g) |
Reinsurance Contracts. |
Not Applicable. |
| Exhibit Number |
Description |
Location |
| (h)(1)(i) |
Incorporated by reference to Post-Effective Amendment No. 8 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on June 28, 1996, Accession No. 0000950129-96-001391. | |
| (h)(1)(ii) |
Incorporated by reference to Post-Effective Amendment No. 14 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on September 1, 1998, Accession No. 0000950129-98-003727. | |
| (h)(2)(i) |
Incorporated by reference to Post-Effective Amendment No. 18 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on November 3, 2000, Accession No. 0000950129-00-005232. | |
| (h)(2)(ii) |
Incorporated by reference to Post-Effective Amendment No. 34 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on April 27, 2022, Accession No. 0001193125-22-122948. | |
| (h)(2)(iii) |
Incorporated by reference to Post-Effective Amendment No. 18 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on November 3, 2000, Accession No. 0000950129-00-005232. | |
| (h)(3)(i) |
Incorporated by reference to Post-Effective Amendment No. 10 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on April 30, 2010, Accession No. 0001193125-10-101439. | |
| (h)(3)(ii) |
Incorporated by reference to Post-Effective Amendment No. 18 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on November 3, 2000, Accession No. 0000950129-00-005232. | |
| (h)(4)(i) |
Incorporated by reference to Post-Effective Amendment No. 15 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on November 1, 2011, Accession No. 0001193125-11-290526. | |
| (h)(4)(ii) |
Incorporated by reference to Post-Effective Amendment No. 34 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on April 27, 2022, Accession No. 0001193125-22-122948. | |
| (h)(4)(iii) |
Incorporated by reference to Post-Effective Amendment No. 15 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on November 1, 2011, Accession No. 0001193125-11-290526. | |
| (h)(5)(i) |
Incorporated by reference to Post-Effective Amendment No. 16 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on April 30, 2012, Accession No. 0001193125-12-194923. | |
| (h)(5)(ii) |
Incorporated by reference to Post-Effective Amendment No. 25 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on April 30, 2018. Accession No. 0001193125-18-143409. |
| Exhibit Number |
Description |
Location |
| (h)(5)(iii) |
Incorporated by reference to Post-Effective Amendment No. 34 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on April 27, 2022, Accession No. 0001193125-22-122948. | |
| (h)(5)(iv) |
Incorporated by reference to Post-Effective Amendment No. 16 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on April 30, 2012, Accession No. 0001193125-12-194923. | |
| (h)(6)(i) |
Incorporated by reference to Post-Effective Amendment No. 21 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on December 23, 2014, Accession No. 0001193125-14-452183. | |
| (h)(6)(ii) |
Incorporated by reference to Post-Effective Amendment No. 34 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on April 27, 2022, Accession No. 0001193125-22-122948. | |
| (h)(6)(iii) |
Incorporated by reference to Post-Effective Amendment No. 21 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on December 23, 2014, Accession No. 0001193125-14-452183. | |
| (h)(6)(iv) |
Filed herewith. | |
| h(6)(v) |
Filed herewith. | |
| (h)(7)(i) |
Incorporated by reference to Post-Effective Amendment No. 6 to Form N-4 Registration Statement (File No. 333-201800/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on December 15, 2016, Accession No. 0001193125-16-794260. | |
| (h)(7)(ii) |
Incorporated by reference to Post-Effective Amendment No. 34 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on April 27, 2022, Accession No. 0001193125-22-122948. | |
| (h)(7)(iii) |
Incorporated by reference to Post-Effective Amendment No. 38 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on April 27, 2023, Accession No. 0001193125-23-121282. | |
| (h)(7)(iv) |
Incorporated by reference to Post-Effective Amendment No. 38 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on April 27, 2023, Accession No. 0001193125-23-121282. |
| Exhibit Number |
Description |
Location |
| (h)(8) |
Incorporated by reference to Pre-Effective Amendment No. 1 to Form N-4 Registration Statement (File Nos 333-220957/811-03240) of The Variable Annuity Life Insurance Company Separate Account A, filed on December 26, 2017, Accession No. 0001193125-17-378295. | |
| (i) |
Administrative Contracts. |
Not Applicable. |
| (j) |
Other Material Contracts. |
Not Applicable. |
| (k) |
Incorporated by reference to Pre-Effective Amendment No. 1 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on December 15, 2006, Accession No. 0001193125-06-254482. | |
| (l) |
Filed herewith. | |
| (m) |
Omitted Financial Statements. |
None. |
| (n) |
Initial Capital Agreements. |
Not Applicable. |
| (o) |
Form of Initial Summary Prospectus. |
Not Applicable. |
| (p) |
Incorporated by reference to Post-Effective Amendment No. 5 to Form N-4 Registration Statement (File No. 033-75292/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on March 1, 1996, Accession No. 0000950129-96-000265. | |
| (q) |
Incorporated by reference to Post-Effective Amendment No. 41 to Form N-4 Registration Statement (File No. 333-137942/811-03240) of The Variable Annuity Life Insurance Company Separate Account A filed on April 28, 2026, Accession No. 0001193125-26-186620 | |
| 101. |
Inline Interactive Data File – the instance document does not appear in the Interactive Data File because its iXBRL tags are embedded within the Inline XBRL document. |
Filed herewith. |
Item 28. Directors and Officers of the Insurance Company
The directors and principal officers of the Company are set forth below. The business address of each officer and director is 2929 Allen Parkway, Houston, TX 77019, unless otherwise noted.
| Names, Positions and Offices Held with Depositor | |
| Christopher B. Smith (8) |
Director, Chairman of the Board and President |
| John P. Byrne* (3) |
President, Financial Distributor |
| Terri. N. Fiedler* (3) |
Director, President, Group Retirement |
| Jonathan J. Novak* (1) |
Director, President, Institutional Markets |
| Elizabeth B. Cropper* (8) |
Executive Vice President and Chief Human Resources Officer |
| Lisa M. Longino* (8) |
Director, Executive Vice President and Chief Investment Officer |
| David Ditillo* (6) |
Director, Executive Vice President and Chief Information Officer |
| Steven D. (“Doug”) Caldwell, Jr.* (5) |
Executive Vice President and Chief Risk Officer |
| Jeffery A. Ferguson (3) |
Senior Vice President and Chief Transformation Officer |
| Christopher P. Filiaggi* |
Senior Vice President and Chief Financial Officer |
| Mallary L. Reznik |
Senior Vice President, General Counsel and Assistant Secretary |
| Emily W. Gingrich* |
Director, Senior Vice President, Chief Actuary and Corporate Illustration Actuary |
| Names, Positions and Offices Held with Depositor | |
| Patricia M. Schwartz* (2) |
Senior Vice President, Head of Valuation and Financial Reporting, and Appointed Actuary |
| Christopher V. Muchmore (2) |
Senior Vice President, Chief Financial Officer, Individual Retirement |
| Stephen Brenneman |
Senior Vice President, Product Filing |
| Sai P. Raman (7) |
Senior Vice President, Institutional Markets |
| Jonathan A. Gold (8) |
Senior Vice President and Deputy Investment Officer |
| Kevin J. Adamson |
Senior Vice President |
| Brigitte K. Lenz* |
Vice President and Controller |
| Jennifer P. Powell (3) |
Vice President and Chief Compliance Officer, and 38a-1 Compliance Officer |
| Melissa K. Robbins (9) |
Vice President and Chief Compliance Officer- Investment Advisory |
| Brian O. Moon* (8) |
Vice President and Treasurer |
| Mersini G. Keller |
Vice President and Tax Officer |
| Angel R. Ramos (3) |
Vice President and Tax Officer |
| Aimy T. Tran (2) |
Vice President, Product Filing |
| Barbara L. Rayll (3) |
Vice President, Business Case Development |
| Korey L. Dalton |
Vice President |
| Christopher J. Hobson (2) |
Vice President |
| Jennifer N. Miller |
Vice President |
| Mary Brodd |
Vice President and Corporate Secretary |
| Jeannette N. Pina |
Assistant Secretary |
| Donald M. Spence |
Assistant Secretary |
| Marjorie D. Brothers (3) |
Assistant Secretary |
| Alison Chen (2) |
Assistant Secretary |
| William Langston (8) |
Assistant Secretary |
| Ami Shah |
Anti-Money Laundering and Economic Sanctions Compliance Officer |
| Michael F. Mulligan (1) |
Head of International Pension Risk Transfer |
| Ethan D. Bronsnick (8) |
Head of U.S. Pension Risk Transfer |
| Aileen V. Apuy |
Manager, State Filings |
| Connie C. Merer (2) |
Assistant Manager, State Filings |
| Melissa H. Cozart (3) |
Privacy Officer |
| Thomas Bartolomeo (6) |
Chief Information Security Officer |
| Jordan Schroeder (3) |
Custodial Manager |
(1)
10880 Wilshire Boulevard, Suite 1101, Los Angeles, CA 90024
(2)
21650 Oxnard Street, Suite 750, Woodland Hills, CA 91367
(3)
2919 Allen Parkway, Woodson Tower, Houston, TX 77019
(4)
2727-A Allen Parkway, 3-D1, Houston, TX 77019
(5)
28 Liberty Street, Floor 45th, New York, NY 10005
(6)
3211 Shannon Road, Durham, NC 27707
(7)
50 Danbury Road, Wilton, CT 06897
(8)
30 Hudson Street, Jersey City, NJ 07302
(9)
503 Road, Wilmington, DE 19809
Item 29. Persons Controlled by or Under Common Control with the Insurance Company or the Registered Separate Account
The Registered Separate Account is a separate account of The Variable Annuity Life Insurance Company (“Insurance Company”). The Insurance Company is an indirect, wholly owned subsidiary of Corebridge Financial, Inc. (“Corebridge”).An organizational chart for Corebridge can be found as Exhibit 21 in Corebridge Form 10-K, SEC File No. 001-41504, Accession No. 0001889539-26-000022, filed on February 11, 2026. Exhibit 21 is incorporated herein by reference.
Item 30. Indemnification
Insofar as indemnification for liability arising under the Securities Act of 1933 (“Act”) may be permitted to directors, officers and controlling persons of the Registered Separate Account pursuant to the foregoing provisions, or otherwise, the Registered
Separate Account has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the Registered Separate Account of expenses incurred or paid by a director, officer or controlling person of the Registered Separate Account in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Registered Separate Account will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.
The Variable Annuity Life Insurance Company
To the full extent authorized by law, The Variable Annuity Life Insurance Company shall indemnify any person made, or threatened to be made, a party to an action or proceeding, whether criminal or civil, by reason of the fact that he, his testator or intestate is or was a director or officer of the corporation or serves or served in any capacity in any other corporation at the request of The Variable Annuity Life Insurance Company. Nothing contained herein shall affect any rights to indemnification to which corporate personnel other than directors and officers may be entitled by contract or otherwise under law.
Item 31. Principal Underwriter
(a) Corebridge Capital Services, Inc. acts as distributor for the following investment companies:
American General Life Insurance Company
Variable Separate Account
Variable Annuity Account Five
Variable Annuity Account Seven
Variable Annuity Account Nine
Variable Annuity Account Ten
AG Separate Account D
AGL Separate Account I of AGL
AGL Separate Account VL-R
The United States Life Insurance Company in the City of New York
FS Variable Separate Account
FS Variable Annuity Account Five
USL Separate Account USL VL-R
USL Separate Account USL A
USL Separate Account RS
The Variable Annuity Life Insurance Company
Variable Annuity Life Insurance Co Separate Account A
VALIC Company 1
(b) Directors, Officers and principal place of business:
| Officer/Directors* |
Position |
| Christina M. Nasta |
Director, Chairman of the Board, President and Executive Chief Officer |
| John P. Byrne III (1) |
Director |
| Nicholas G. Intrieri |
Director |
| Ryan Tapak |
Director |
| Cynthia L. Burnette (1) |
Vice President, Chief Financial Officer, Chief Operations |
| Michael Fortey (1) |
Chief Compliance Officer |
| Mersini G. Keller |
Vice President, Tax Officer |
| Anish Cheeran (1) |
Vice President, Tax Officer |
| Angel Ramos (1) |
Vice President, Tax Officer |
| Mallary L. Reznik (2) |
Vice President |
| Marjorie Brothers (1) |
Assistant Secretary |
| Alison Chen (2) |
Assistant Secretary |
| William Langston |
Assistant Secretary |
| Mary Brodd |
Vice President and Corporate Secretary |
| Jeannette N. Pina |
Assistant Secretary |
| Donald M. Spence (1) |
Assistant Secretary |
* Unless otherwise indicated, the principal business address of Corebridge Capital Services, Inc. and of each of the above individuals is 30 Hudson Street, 16th Floor, Jersey City, NJ 07302.
Principal business address 2919 Allen Parkway, Houston, TX 77019
Principal business address 21650 Oxnard Street, Suite 750, Woodland Hills, CA 91367-4997
(c) Corebridge Capital Services, Inc. retains no compensation or commissions from the Registered Separate Account.
Item 32. Location of Accounts and Records
All records referenced under Section 31(a) of the Investment Company Act of 1940, and Rules 31a-1 through 31a-3 thereunder, are maintained and in the custody of The Variable Annuity Life Insurance Company located at 2727-A Allen Parkway, Houston, TX 77019.
Item 33. Management Services
Not Applicable.
Item 34. Fee Representation and Other Representations
Fee Representation
Insurance Company represents that the fees and charges to be deducted under the Contracts described in the prospectus contained in this Registration Statement, in the aggregate, are reasonable in relation to the services rendered, the expenses expected to be incurred, and the risks assumed by Insurance Company in accordance with Section 26(f)(2)(A) of the Investment Company Act of 1940.
Other Representations
The Registered Separate Account hereby represents that it is relying on the No-Action Letter issued by the Division of Investment Management to the American Council of Life Insurance dated November 28, 1988 (Commission Ref. No. IP-6-88). Registered Separate Account has complied with conditions one through four on the No-Action Letter.
SIGNATURES
Pursuant to the requirements of the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant, The Variable Annuity Life Insurance Company Separate Account A, certifies that it meets all of the requirements for effectiveness of this Registration Statement under rule 485(b) under the Securities Act and has duly caused this Registration Statement to be signed on its behalf by the undersigned, duly authorized, in the City of Jersey City, and State of New Jersey, on this 29th day of October, 2026.
THE VARIABLE ANNUITY LIFE INSURANCE COMPANY SEPARATE ACCOUNT A
(Registered Separate Account)
BY: THE VARIABLE ANNUITY LIFE INSURANCE COMPANY
(On behalf of the Registered Separate Account and itself)
(On behalf of the Registered Separate Account and itself)
BY:
*CHRISTOPHER P. FILIAGGI
CHRISTOPHER P. FILIAGGI
DIRECTOR, SENIOR VICE PRESIDENT, AND CHIEF FINANCIAL OFFICER
CHRISTOPHER P. FILIAGGI
DIRECTOR, SENIOR VICE PRESIDENT, AND CHIEF FINANCIAL OFFICER
Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed by the following persons in the capacities and on the dates indicated.
| Signature |
Title |
Date |
| *CHRISTOPHER B. SMITH CHRISTOPHER B. SMITH |
Director, Chairman of the Board, and President (Principal Executive Officer) |
October 29, 2026 |
| | ||
| *CHRISTOPHER P. FILIAGGI CHRISTOPHER P. FILIAGGI |
Director, Senior Vice President, and Chief Financial Officer (Principal Accounting Officer)(Principal Financial Officer) |
October 29, 2026 |
| | ||
| *TERRI N. FIEDLER TERRI N. FIEDLER |
Director |
October 29, 2026 |
| | ||
| *EMILY W. GINGRICH EMILY W. GINGRICH |
Director |
October 29, 2026 |
| | ||
| *LISA M. LONGINO LISA M. LONGINO |
Director |
October 29, 2026 |
| | ||
| *JONATHAN J. NOVAK JONATHAN J. NOVAK |
Director |
October 29, 2026 |
| | ||
| *BRYAN A. PINSKY BRYAN A. PINSKY |
Director |
October 29, 2026 |
| | ||
| *ERIC G. TARNOW ERIC G. TARNOW |
Director |
October 29, 2026 |
| |
|
|
| *BY:/s/ JOHNPAUL S. VAN MAELE JOHNPAUL S. VAN MAELE Attorney-in-Fact pursuant to Powers of Attorney filed previously and/or herewith. |
|
October 29, 2026 |
ATTACHMENTS / EXHIBITS
AMENDMENT NO. 2 TO PARTICIPATION AGREEMENT
AMENDMENT NO.1 TO SERVICES AGREEMENT
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
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