AM Best Reaffirms A (Excellent) Rating for Builders Insurance Group

ATLANTA, Aug. 12, 2025 /PRNewswire/ -- AM Best, the global authority on insurance ratings and analysis, has once again affirmed the Financial Strength Rating of A (Excellent) with a stable outlook for Builders Insurance Group and all member companies within the group's rating unit, including its admitted and surplus lines carriers.

This reaffirmation reflects the strength behind Builders' record-setting performance driven by its well-executed strategy.

"This A rating is more than a letter; it's a reflection of the strong foundation we've built and the vision guiding our future," said Todd Campbell, President & CEO of Builders. "Through thoughtful investment in people and technology, disciplined growth and innovation, and a culture grounded in care and excellence, we've positioned every part of the business to perform. From our Core offerings to our growing Specialty portfolio, each unit is doing its job—creating value for our partners and strengthening the communities and economies we serve."

Builders enters the second half of the decade with momentum and clarity, bolstered by:

• Record gross written premium of $269.7 million in 2024, a 10.1% growth over PY
• Highest-ever surplus of $383.1 million
• Core new written premium exceeded $47 million last year
• Specialty Division gaining meaningful transaction, diversifying the book, increasing income and lowering the combined ratio
• 28 consecutive dividends issued to qualifying policyholders as of 2024
• Strong loss ratios and one of the best workers' compensation accident years in nearly two decades

"AM Best's affirmation reflects the intentional financial stewardship that underpins our growth," said Campbell. "We've balanced record-setting performance with prudent investment, ensuring our capital is resilient and well-positioned for future opportunities."

To read AM Best's complete analysis, visit: https://ratings.ambest.com (registration required).

ABOUT BUILDERS
Builders is a regional leader in workers' compensation and commercial insurance, trusted for over 30 years by agents and businesses across the Southeast and beyond. Headquartered in Atlanta, Builders combines financial strength, industry expertise, and a culture of care to deliver exceptional outcomes in injury prevention, claims management, and long-term risk solutions. Rated A (Excellent) by AM Best. Proud recipient of Great Place To Work^® and Best Places to Work in Insurance. #InsuranceBuiltStrong

For more information, visit bldrs.com or call 678.309.4000.

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SOURCE Builders