Figure Technology reports Q4 2025 operating data

January 12, 2026 7:31 AM UTC
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Figure Technology Solutions Inc. (NASDAQ: FIGR) reported preliminary operating data for the fourth quarter and December 2025, according to a company press release.

Consumer loan marketplace volume reached $2.7 billion for Q4 2025, representing a 10% increase from the prior quarter and a 131% increase compared to Q4 2024. December volume totaled $869 million, up 2% from November and 134% year-over-year.

The company's YLDS tokens in circulation reached $328 million at the end of December 2025, marking a 198% month-over-month increase and a 1,462% quarter-over-quarter growth from Q3 2025's $21 million. YLDS tokens were not in circulation during Q4 2024.

Figure's Democratized Prime platform showed significant growth with matched offers balance reaching $206 million in December 2025, up 442% from November and from $38 million in Q3 2025. Borrower demand on the platform totaled $246 million in December, while available lender supply reached $213 million.

The blockchain-native capital marketplace operates loan origination systems and secondary market activities for more than 200 partners. Figure and its partners have originated over $21 billion in home equity financing to date.

The reported data is preliminary and unaudited, based on company estimates and subject to completion of financial closing procedures. Final results may vary from the preliminary figures when the company files its quarterly report with the Securities and Exchange Commission.



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